Sasso, Anthony T. Lo; Helmchen, Lorens A.; Kaestner, Robert - In: Journal of Risk & Insurance 77 (2010) 1, pp. 85-103
We use unique data from an insurer that exclusively offers high-deductible, "consumer-directed" health plans to identify the effect of plan features, notably employer contributions to the spending account, on health care spending. Our results show that the marginal dollar contributed by the...