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Competition and consumer protection in the Romanian banking sector
Iacovoiu, Viorela; Stancu, Adrian - In: Amfiteatru economic : an economic and business research … 19 (2017) 45, pp. 381-396
’ financial literacy; reduce information asymmetry and stimulate competition in the banking sector; increase consumers’ trust in …
Persistent link: https://www.econbiz.de/10011796650
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Competition and Consumer Protection in the Romanian Banking Sector
Iacovoiu, Viorela; Stancu, Adrian - In: Amfiteatru Economic Journal 19 (2017) 45, pp. 381-396
’ financial literacy; reduce information asymmetry and stimulate competition in the banking sector; increase consumers’ trust in …
Persistent link: https://www.econbiz.de/10011725104
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The evolution of the retail payment system: impacts on banks
Agnese, Paolo - In: BANCARIA 09 (2011) September
The evolution of retail payments, stimulated by the new European regulation, by competition and innovation, leads banks …
Persistent link: https://www.econbiz.de/10009325462
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Single Euro Payments Area (SEPA): Full speed ahead!
Turján, Anikó; Brosch, Judit - In: MNB Bulletin 7 (2012) 2, pp. 47-57
the vision of the single euro payments area (SEPA) was born. The objective was to execute payments in euro as efficiently … single payment account in any Member State is sufficient to make euro payments within the EU. The first article on SEPA was … other institutions participating in payment services) will offer SEPA products, further information campaigns will stimulate …
Persistent link: https://www.econbiz.de/10010898284
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Current Changes in the Role of the Insurance Sector
Danhel, Jaroslav; Duchackova, Eva - In: ACTA VSFS 7 (2013) 1, pp. 31-45
The authors analyze changes resulting from impacts of the globalization process and the crisis on the financial markets, particularly on the conservative insurance sector, which is forced to accelerate the dynamics of structural changes. The adequacy of the current regulatory measures for the...
Persistent link: https://www.econbiz.de/10010860154
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Consumer financial protection: future directions
Sandlant, Richard - In: Economic Roundup (2012) 1, pp. 31-44
With governments around the world taking a renewed interest in effective consumer financial protection, this paper focuses on four key pillars: financial literacy, disclosure, advice, and product regulation. Although there is no one ‘silver bullet’ that will provide effective consumer...
Persistent link: https://www.econbiz.de/10010583595
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Reforming the Culture of Banking: Restoring Trust and Confidence in Banking
Llewellyn David T. - In: Journal of Financial Management, Markets and Institutions (2014) 2, pp. 93-107
The focus of this article is on the issue of culture in banking and the problems for Trust and Confidence it has caused in recent years most especially in the UK. A new paradigm of research and public debate is emerging which focuses on culture and incentive structures in banking. It seeks to...
Persistent link: https://www.econbiz.de/10011144146
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Reforming the Culture of Banking: Restoring Trust and Confidence in Banking
Llewellyn David T. - In: Journal of Financial Management, Markets and Institutions (2014) 2, pp. 221-236
The focus of this article is on the issue of culture in banking and the problems for Trust and Confidence it has caused in recent years most especially in the UK. A new paradigm of research and public debate is emerging which focuses on culture and incentive structures in banking. It seeks to...
Persistent link: https://www.econbiz.de/10011168511
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An analysis of concentration and competition in the banking sector of the Republic of Serbia
Radojičić, Jelena; Jemović, Mirjana; Dragijević, Dejan - In: Ekonomske teme 59 (2021) 4, pp. 427-444
measuring the banking sector competition proceed from the market structure and concentration measures. In contrast, modern … approaches to measuring competition rely on non-structural models and analysis of the behaviour of market participants. The paper … analyzes the degree of concentration and competition in the banking sector of the Republic of Serbia. The traditional and most …
Persistent link: https://www.econbiz.de/10013266125
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Size, efficiency, market power, and economies of scale in the African banking sector
Asongu, Simplice; Odhiambo, Nicholas M. - In: Financial Innovation 5 (2019) 1, pp. 1-22
There is a growing body of evidence that interest rate spreads in Africa are higher for big banks compared to small banks. One concern is that big banks might be using their market power to charge higher lending rates as they become larger, more efficient, and unchallenged. In contrast, several...
Persistent link: https://www.econbiz.de/10012602801