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Determinants of peer-to-peer lending expansion : the roles of financial development and financial literacy
Oh, Eun Young; Rosenkranz, Peter - In: The journal of FinTech 2 (2022) 1/2, pp. 1-27
Persistent link: https://www.econbiz.de/10014435354
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Does one size fit all? : comparing the determinants of the FinTech market segments expansion
Stolbov, Michail I.; Shchepeleva, Maria - In: The Journal of finance and data science : JFDS 9 (2023), pp. 1-18
The paper aims to indentify and compare the determinants of the overall FinTech market expansion and its major segments … FinTech market as a whole and its major segments. Thus, specific rather than general policy measures are needed to foster the … development of standalone FinTech market segments. Moreover, our findings suggest that most countries don't need to seek a …
Persistent link: https://www.econbiz.de/10014513981
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Fintech unfolding : financial revolution in India
Goel, Pooja; Kulsrestha, Shweta; Maurya, Sushil Kumar - In: Thailand and the world economy 40 (2022) 2, pp. 41-51
The aim of this paper is to present the role of Financial Technologies, or Fintech, in the financial industry …, specifically in the banking sector, using data from the Reserve Bank of India's Report of the Working Group on Fintech and Digital … Banking (2017). The paper discusses recent Fintech developments in Indian banking in detail. This research indicates a …
Persistent link: https://www.econbiz.de/10013349179
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Who are robo-advisor users?
Kim, Seongsu David; Cotwright, Marty; Chatterjee, Swarn - In: Journal of Finance Issues 18 (2019) 2, pp. 33-50
The purpose of this study is to explore the demand for robo-advising services by analyzing the participants’ behavioral characteristics and investment patterns. With the 2015 Financial Industry Regulatory Authority Investor data, we found that robo-advisor users were younger investors with...
Persistent link: https://www.econbiz.de/10012420362
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Does FinTech penetration drive financial development? : evidence from panel analysis of emerging and developing economies
Aduba, Joseph-Junior; Asgari, Behrooz; Izawa, Hiroshi - In: Borsa Istanbul Review 23 (2023) 5, pp. 1078-1097
Recent innovations in digital financial technologies (FinTech) have called into question the role of FinTech in … financial development. This study examines FinTech's direct and conditional effects on financial development using data from … two conditional factors (financial performance and financial inclusion) were investigated vis-à-vis FinTech penetration …
Persistent link: https://www.econbiz.de/10014383550
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How do demographic and socioeconomic factors affect financial literacy and its variables?
Dewi, Vera Intanie - In: Cogent Business & Management 9 (2022) 1, pp. 1-12
The purpose of this study was to investigate various relationships between demographic and socioeconomic factors and financial literacy variables. Instead of using two or three variables as commonly adopted in the literature, this study employed multivariable analysis to investigate financial...
Persistent link: https://www.econbiz.de/10014505776
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The importance of financial education for the effective use of formal financial services
Ansar, Saniya; Klapper, Leora; Singer, Dorothe - In: Journal of financial literacy and wellbeing : FLW 1 (2023) 1, pp. 28-46
This paper examines global data on unbanked and underbanked consumers to highlight the role improved financial literacy and capability could play in motivating and enabling the safe and beneficial use of financial services. The paper uses Global Findex data, a demand-side survey on ownership and...
Persistent link: https://www.econbiz.de/10014515954
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How do demographic and socioeconomic factors affect financial literacy and its variables?
Dewi, Vera Intanie - In: Cogent business & management 9 (2022) 1, pp. 1-12
The purpose of this study was to investigate various relationships between demographic and socioeconomic factors and financial literacy variables. Instead of using two or three variables as commonly adopted in the literature, this study employed multivariable analysis to investigate financial...
Persistent link: https://www.econbiz.de/10014429640
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Measuring digital financial literacy : scale development and validation
Chhillar, Neetu; Arora, Swaranjeet; Chawla, Preeti - In: Thailand and the world economy 42 (2024) 1, pp. 110-145
Digital financial literacy is projected to become an increasingly significant part of education in the digital age, both in India and around the world. To create programs to raise the level of financial literacy among people in the digital age, it is essential to measure the level of digital...
Persistent link: https://www.econbiz.de/10014513520
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Fintech revolution in the financial industry
Martinčević, Ivana; Črnjević, Sandra; Klopotan, Igor - In: Proceedings of the ENTRENOVA - ENTerprise REsearch … 6 (2020) 1, pp. 563-571
Today, businesses operate in a highly dynamic and highly volatile market that requires timely and accurate responses. It is precisely the modern and dynamic financial environment that puts many challenges in front of the business of the company, confronts them with the advancement of modern...
Persistent link: https://www.econbiz.de/10012534713