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Credit risk is important in developing the performance of a microfinance institution. The aim of this research was to … analyze credit risk through a harmonious cultural approach to improve financial performance. Qualitative approach was used to … influenced the financial performance. The research result had an implication to risk management in improving financial …
Persistent link: https://www.econbiz.de/10012496710
In a market economy, tradition, stability and performance of cooperative banks, namely science and art of leadership … characterized by the competition for resources and customers, competition in which performance plays a critical role. …
Persistent link: https://www.econbiz.de/10010666298
Leasing provides a fundamental source of firm funding, especially for small and medium-sized enterprises. A crucial difference from loans and bonds is that the lessor retains ownership rights of the leased asset during the lease term. This facilitates the asset utilization and work-out process...
Persistent link: https://www.econbiz.de/10014501509
The financial crisis prompted closer supervision of securitisation as a mechanism for refinancing the economy. In France the principal underlying assets of securitisations are bank loans and credits to resident households and non-financial companies.
Persistent link: https://www.econbiz.de/10010635612
This study examines the determinants of capital adequacy and voluntary capital buffers among microfinance institutions (MFIs). We apply the two-stage least squares (2SLS) with instrumental variables to account for endogeneity. Using quarterly panel data of 439 MFIs in Ghana covering the period...
Persistent link: https://www.econbiz.de/10014501012
performance. Nevertheless, the effect of residential mortgage loans securitization on bank risk appeared to be negative after the …
Persistent link: https://www.econbiz.de/10013435725
Securitisation is growing at a moderate pace in France. With total outstanding securitised assets of EUR 215 billion at mid-2013, France ranks fifth in the euro area. The majority of securitised assets are loans to French residents. Securitisation has facilitated banks’ access to Eurosystem...
Persistent link: https://www.econbiz.de/10010760463
financial performance. Fixed and Random effects GLS with a first-order autoregressive disturbance was used to empirically … analyze the impact of risk-taking on performance as well as the role of capital structure in moderating the effects on the … relationship between non-performing loans and performance. The dataset covers 179 Conventional MFIs and 57 Islamic MFIs in four …
Persistent link: https://www.econbiz.de/10014368527
The notion of performance has multiple meanings and sometimes it is paradoxical as each company must define performance … for its internal and external communication. As we are trying to find a definition of performance based upon the features … thing is certain: performance is achieved over time and can be seen. We will test the model on the analysis of credit risk …
Persistent link: https://www.econbiz.de/10010632024
Firms must estimate expected credit losses (EL) to comply with accounting standards and unexpected credit losses (UL) to determine regulatory credit risk capital. Both rely on estimates of obligor probabilities of default (PD). Investors also pay close attention to credit ratings-derived from...
Persistent link: https://www.econbiz.de/10014500385