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Credit risk management based on harmonious cultural values to support microfinance institution performance in Indonesia

Astawa, I Putu; Sukawati, Raka; Dwiatmadja, Christantius - In: Verslas : teorija ir praktika : Vilniaus Gedimino … 21 (2020) 1, pp. 340-347

Credit risk is important in developing the performance of a microfinance institution. The aim of this research was to … analyze credit risk through a harmonious cultural approach to improve financial performance. Qualitative approach was used to … influenced the financial performance. The research result had an implication to risk management in improving financial …

Persistent link: https://www.econbiz.de/10012496710

THE STABILITY, RISK AND PERFORMANCE OF COOPERATIVE BANKS

CONSTANTINESCU, Adrian; CONSTANTINESCU, Liliana-Aurora - In: Review of General Management 17 (2013) 1, pp. 195-200

In a market economy, tradition, stability and performance of cooperative banks, namely science and art of leadership … characterized by the competition for resources and customers, competition in which performance plays a critical role. …

Persistent link: https://www.econbiz.de/10010666298

Comparative study of microfinance sustainability : credit risk-taking and capital structure

Fersi, Marwa; Abbes, Mouna Boujelbène - In: International journal of management, economics and … 12 (2023) 3, pp. 184-216

financial performance. Fixed and Random effects GLS with a first-order autoregressive disturbance was used to empirically … analyze the impact of risk-taking on performance as well as the role of capital structure in moderating the effects on the … relationship between non-performing loans and performance. The dataset covers 179 Conventional MFIs and 57 Islamic MFIs in four …

Persistent link: https://www.econbiz.de/10014368527

Loss given default in SME leasing

Kaposty, Florian; Klein, Philipp; Löderbusch, Matthias; … - In: Review of Managerial Science 16 (2021) 5, pp. 1561-1597

Leasing provides a fundamental source of firm funding, especially for small and medium-sized enterprises. A crucial difference from loans and bonds is that the lessor retains ownership rights of the leased asset during the lease term. This facilitates the asset utilization and work-out process...

Persistent link: https://www.econbiz.de/10014501509

Securitisation in France: recent developments

O. Birouk.; F. Darves. - In: Quarterly selection of articles - Bulletin de la Banque …, 32, pp. 29-47

Securitisation is growing at a moderate pace in France. With total outstanding securitised assets of EUR 215 billion at mid-2013, France ranks fifth in the euro area. The majority of securitised assets are loans to French residents. Securitisation has facilitated banks’ access to Eurosystem...

Persistent link: https://www.econbiz.de/10010760463

Securitisation in France

O. BIROUK.; L. CASSAN. - In: Quarterly selection of articles - Bulletin de la Banque … (2012) 28, pp. 65-86

The financial crisis prompted closer supervision of securitisation as a mechanism for refinancing the economy. In France the principal underlying assets of securitisations are bank loans and credits to resident households and non-financial companies.

Persistent link: https://www.econbiz.de/10010635612

Loan renegotiation and the long-term impact on total factor productivity

Sánchez Serrano, Antonio - In: Latin American journal of central banking : LAJCB 3 (2022) 4, pp. 1-20

When a loan is close to becoming non-performing, banks have stronger incentives to renegotiate it in favourable conditions for the borrower (loan forbearance) rather than for recognising and resolving the non-performing loan. At the aggregated level and looking at borrowers (non-financial...

Persistent link: https://www.econbiz.de/10014375471

Determinants of capital adequacy and voluntary capital buffer among microfinance institutions in an emerging market

Duho, King Carl Tornam - In: Cogent economics & finance 11 (2023) 2, pp. 1-33

This study examines the determinants of capital adequacy and voluntary capital buffers among microfinance institutions (MFIs). We apply the two-stage least squares (2SLS) with instrumental variables to account for endogeneity. Using quarterly panel data of 439 MFIs in Ghana covering the period...

Persistent link: https://www.econbiz.de/10014501012

Investigation on the credit risk transfer effects on the banking stability and performance

Younes, R. - In: Cogent economics & finance 10 (2022) 1, pp. 1-21

performance. Nevertheless, the effect of residential mortgage loans securitization on bank risk appeared to be negative after the …

Persistent link: https://www.econbiz.de/10013435725

The Performance Analysis

Andreea, Trandafir Raluca; Denisa, Truicã Luiza; … - In: Ovidius University Annals, Economic Sciences Series XII (2012) 1, pp. 697-700

The notion of performance has multiple meanings and sometimes it is paradoxical as each company must define performance … for its internal and external communication. As we are trying to find a definition of performance based upon the features … thing is certain: performance is achieved over time and can be seen. We will test the model on the analysis of credit risk …

Persistent link: https://www.econbiz.de/10010632024