We show how to use panel data on household consumption to directly estimate households’ risk preferences. Specifically … preferences are unrelated to wealth or other characteristics. The heterogeneity matters for policy: Although the average household … worse off by several percent of household consumption. …

This paper analyzes the distribution of household portfolios in Türkiye using a fresh data set, the Central Bank of the … Republic of Türkiye - Household Finance and Consumption Survey. The empirical analysis concentrates on the motives behind … household saving preferences and the distribution of household portfolios. Moreover, the financial situation of households in …

This paper explores the impact of income inequality on household indebtedness at the household level. Using the first … wave of the Eurosystem Household Finance and Consumption Survey data, the analysis sheds light on heterogeneous effects …

This paper looks at arrears among US households between 1995 and 2013. It uses household data from the Survey of … Consumer Finances (SCF) where arrears occur when a household reports it “sometimes got behind or missed a payment”. The key …

Europe. In the US, however, higher income quintiles experienced higher inflation rates in each month of 2022. …

Household Finances. Households are asked to distribute ten points among five different scenarios for the change in the price of … recent work on household subjective probabilities. I model individual subjective probability densities using splines … differences in housing and household characteristics. An important result of the paper is that women are more optimistic about the …

responses to this question in 2007 and 2016 based on the results of the GUS household budget surveys in single-person households …