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The mediating effect of entrepreneurs' competency on the relationship between bank finance and performance of micro, small, and medium enterprises (MSMEs)
Esubalew, Amare Abawa; Raghurama, A. - In: European research on management and business economics 26 (2020) 2, pp. 87-95
mediating effect of the competence of entrepreneurs on the relationship between bank finance and performance of MSMEs and bridge … not significant. However, bank finance has a significant positive effect on the performance of MSMEs. Moreover, the study … revealed the significant mediating effect of behavioral finance on the relationship between bank finance and performance of …
Persistent link: https://www.econbiz.de/10012307934
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Lost diversity : business lending in the centralised banking system of the UK
Flögel, Franz; Gärtner, Stefan - In: Vierteljahrshefte zur Wirtschaftsforschung 87 (2018) 4, pp. 67-86
-introduce decentralised lending to the island, though running regional banks is challenging in times of low interest rates and tightened bank … Kreditvergabeentscheidungen an KMU für verschiedene Typen von Banken und anderen Finanzintermediären klassifiziert. Aufgrund des frühen …
Persistent link: https://www.econbiz.de/10012153538
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Evoluzione del sistema bancario e finanziamento dell' economia nel Mezzogiorno
Panetta, Fabio - In: Moneta e Credito 56 (2003) 222, pp. 127-160
In the 1990s the banks established in the Italian South have reduced their cost-income ratios and improved their ability to screen customers, increasing profitability. The spread between the loan rates in the South and North has narrowed substantially. Taking into account differences in the size...
Persistent link: https://www.econbiz.de/10010854294
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What determines the growth of micro firms in the euro area?
Dēmelē, Sophias P.; Giotopoulos, Ioannis; Louri, Helen - In: Economics and Business Letters : EBL 5 (2016) 4, pp. 145-151
Persistent link: https://www.econbiz.de/10011716014
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Are bigger banks more profitable than smaller banks?
Chang, Matthew C.; Nieh, Chien-chung; Peng, Ya-hui - In: Journal of applied finance & banking 1 (2011) 3, pp. 59-71
, net invest income, net non-operating income, and net interest income. -- panel threshold model ; interest spread ; bank …
Persistent link: https://www.econbiz.de/10009536933
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Small business lending and social capital : are rural relationships different?
DeYoung, Robert; Glennon, Dennis C.; Nigro, Peter J.; … - In: Journal of entrepreneurial finance : JEF ; official … 21 (2019) 2, pp. 99-136
We test whether rural versus urban location, and the amount of social capital present in those locations, influence the performance of Small Business Administration (SBA) 7(a) loans originated between 1984 and 2012. On average, we find that rural loans are about 11% less likely to default than...
Persistent link: https://www.econbiz.de/10012254569
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When the going gets tough, the tough get going
Fredriksson, Antti; Maresch, Daniela; Fink, Matthias; … - In: Journal of entrepreneurial finance : JEF ; official … 19 (2017) 1, pp. 83-104
A bank’s lending decision is affected by the amount of information it can access and by its capability to manage this … information. The latter aspect implies that the bank has to decide whether borrowers should be managed in a local branch of the … bank or in its headquarters. By looking at a sample of Finnish banks, the present research investigates a bank’s capability …
Persistent link: https://www.econbiz.de/10011991266
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Financing small and medium-sized enterprises in Thailand : the importance of bank loans and financing diversification
Ramcharran, Harri - In: Journal of entrepreneurial finance : JEF ; official … 19 (2017) 2
Bank loans are the main sources of financing the Small and Medium-Sized Enterprises (SME) sector of the Thai economy …. This sector contributes to about 37% GDP and employs about 80% of the labor force. Recent data indicate a decline in bank … lending; this necessitates the efficient use of available funds and strategies to diversify SME financing. Using data from …
Persistent link: https://www.econbiz.de/10011991350
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Much ado about nothing? : interest and non-interest products and services : their impact on small banks’ margins
Fredriksson, Antti; Maresch, Daniela; Moro, Andrea - In: Cogent economics & finance 5 (2017) 1, pp. 1-14
We investigate the impact of interest and non-interest products and services on the margin a bank can derive from a … medium-sized enterprises (SME) in Finland from 2001 to 2005. The results show that only long-term loans significantly … contribute to the bank’s margin, whereas short-term loans as well as other additional products and services do not affect the …
Persistent link: https://www.econbiz.de/10011881571
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Post-financial crisis times : only a short phase of re-intermediation and re-direction to boring banking business models? : regulatory burden, fintech competition and concentration...
Schackmann-Fallis, Karl-Peter; Weiß, Mirko - In: Vierteljahrshefte zur Wirtschaftsforschung 87 (2018) 4, pp. 87-117
problem of asymmetric information, particular in SME lending. Moreover, connections to other socio-political aspects must be … regulation and Europeanisation of supervision, however, -so far neglecting differences in risk profiles and bank sizes … Problem asymmetrischer Informationen besser überwinden, insbesondere bei der Kreditvergabe an KMU. Darüber hinaus sind weitere …
Persistent link: https://www.econbiz.de/10012153544