While there is a large body of research on the bank lending channel of monetary policy transmission and the … distributional dependence of this transmission on bank characteristics, the asymmetric effect of bank capital on monetary policy-bank … of 2007-2020. The results confirm the inertia related to loan growth and the presence of a monetary policy bank lending …

commercial bank, the authors choose Archimedean Copula to fit the default relationship between loans, combined with the loss … traditional loan pricing model, this new proposed one, requiring lower loan interest rates from customers with higher credit … rating, while higher loan interest rates from customers with lower credit rating, could thus be able to provide higher risk …

performance of businesses. Regression analysis shows that the use of credit savings and loan cooperatives can have a positive …

, may be crowded out from bank funding by incumbent non-financial corporations (this would particularly be the case in the …

We analyze the determinants of real estate and credit bubbles using a unique borrower-lender matched dataset on … mortgage loans in Spain. The dataset contain real estate credit and price conditions (loan principal and spread, and the … contract) and the lender identity, over the last credit boom and bust. We find that lending standards are softer in the boom …

The article supplements the research on the effectiveness of monetary policy transmission - especially through the bank … commercial and cooperative banks. How a change in the central bank's interest rates may determine a change in the volume of loans …

-lived identical households. Then we try to uncover the impact of nominal interest income on the macroeconomy using multiplier theory …

The purpose of this paper is to investigate the role of people's credit banks (BPRs), a predominant form of … and panel models with instrument variables. Our findings substantiate that BPR credit significantly contributes to poverty …

FinTech is an emerging financial innovation model that promotes a "technological anti-corruption" effect. Credit … objective measurement of credit corruption is then formed by separating the expenditures for credit corruption from total … business entertainment expenses. This study empirically explores the impact of FinTech on credit corruption using a sample of …