Hamarat, Çağlar; Broby, Daniel - In: Financial innovation : FIN 8 (2022), pp. 1-25
This paper investigates whether innovative Peer-to-Peer lending by FinTechs' has a regulatory advantage over the big banks in respect of small business lending. We do this through the lens of the regulations imposed by the Dodd-Frank Act, using a difference-in-difference methodology. The Act...