Discrimination in lending can occur either in face-to-face decisions or in algorithmic scoring. We provide a workable … interpretation of the courts' legitimate-business-necessity defense of statistical discrimination. We then estimate the extent of … racial/ethnic discrimination in the largest consumer-lending market using an identification afforded by the pricing of …

Kingdom. We motivate our analysis using a simple model of discrimination in lending, which predicts that profits should be …

the rampant racialized and geographic mortgage discrimination that took place in these communities in the run-up to the … communities that are already vulnerable to mortgage discrimination, the lack of a bankruptcy modification option compounds the … mortgage discrimination in historically disenfranchised communities and support wealth-building and retention in the process …

Introduction - discrimination, vulnerable consumers and financial inclusion (Stănescu & Gikay) -- Tackling issues in … between private law and human rights in light of the UN Convention on the Rights of Persons with Disabilities (Varney) -- Anti-discrimination …"This book addresses the questions of discrimination, vulnerable consumers, and financial inclusion in the light of the …

to their control counterparts, suggesting overconfidence bias as a potential mechanism behind taste-based discrimination. …