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France; Financial System Stability Assessment, including Reports on the Observance of Standards and Codes on the following topics: Monetary and Financial Policy Transparency, Banki...
International Monetary Fund (IMF); International … - 2004
This Financial System Stability Assessment on France reviews the institutional and regulatory framework. Consolidation among financial institutions has resulted in six large universal, vertically integrated banking groups having a strong position in the domestic market. Bank profitability has...
Persistent link: https://www.econbiz.de/10005252560
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Driver of choice? : the cost of financial products for unbanked consumers
Hayashi, Fumiko; Hanson, Josh; Maniff, Jesse Leigh - 2015
Persistent link: https://www.econbiz.de/10011484581
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The Boston Fed study of consumer behavior and payment choice: a survey of Federal Reserve System employees
Benton, Marques; Blair, Krista; Crowe, Marianne; Schuh, … - Federal Reserve Bank of Boston - 2007
The way people pay for goods and services is changing dramatically, but little data and research on consumer behavior and payment choice are publicly available. This paper describes the results of a survey of payment behavior and attitudes taken by Federal Reserve employees in 2004. Major...
Persistent link: https://www.econbiz.de/10005707391
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Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics
Schuh, Scott; Stavins, Joanna - Federal Reserve Bank of Boston - 2009
the use of paper checks that has been quite uneven across consumers and not well understood. This paper estimates … econometric models of consumers’ adoption (extensive margin) and use (intensive margin) of checks plus six other common U … checks can explain directly about 25 and 14 percent, respectively, of the 8.4 percentage point decline in check use from 2003 …
Persistent link: https://www.econbiz.de/10005713289
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Paper or plastic? the effect of time on the use of check and debit cards at grocery stores
Klee, Elizabeth - Federal Reserve Board (Board of Governors of the … - 2006
this effect. This paper uses grocery store scanner data to examine how time affects consumer choices of checks and debit …
Persistent link: https://www.econbiz.de/10005721022
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Banks' Reserve Management, Transaction Costs, and the Timing of Federal Reserve Intervention
Bertola, Giuseppe; Bartolini, Leonardo; Prati, Alessandro - International Monetary Fund (IMF) - 2000
We use daily data on bank reserves and overnight interest rates to document a striking pattern in the high-frequency behavior of the U.S. market for federal funds: depository institutions tend to hold more reserves during the last few days of each “reserve maintenance period,” when the...
Persistent link: https://www.econbiz.de/10005825728
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Checking accounts and bank monitoring
Mester, Loretta J.; Nakamura, Leonard I.; Renault, Micheline - Federal Reserve Bank of Philadelphia - 1998
Do checking accounts help banks monitor borrowers? If they do, the rationale both for allowing regulated providers of liquidity to also make risky loans to commercial borrowers and for the government's providing deposit insurance becomes clearer. Using a unique set of data that includes monthly...
Persistent link: https://www.econbiz.de/10005389608
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Checking accounts and bank monitoring.
Mester, Loretta J.; Nakamura, Leonard I.; Renault, Micheline - Federal Reserve Bank of Philadelphia - 2001
Superseded by the paper "Transactions accounts and loan monitoring" (Working Paper 05-14) ; Do checking accounts help banks monitor borrowers? If they do, the rationale both for allowing regulated providers of liquidity to also make risky loans to commercial borrowers and for the government's...
Persistent link: https://www.econbiz.de/10005512333
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Suriname: Selected Issues
International Monetary Fund (IMF); International … - 2013
This Selected Issues paper focuses on constructing a high-frequency economic growth indicator for Suriname. Most economic data for Suriname are available only with a substantial time lag and on a low-frequency basis, impeding such analyses. This paper presents a simple econometric model that...
Persistent link: https://www.econbiz.de/10011243069
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Who pays the price? Overdraft fee ceilings and the unbanked
Dlugosz, Jennifer L.; Melzer, Brian T.; Morgan, Donald P. - 2021
also provide more overdraft credit and bounce a smaller share of checks following preemption. The share of low …
Persistent link: https://www.econbiz.de/10012619550