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Using internal data of a leasing company in Germany, we examine the determinants of the probability and use of leasing … by small firms. We find that small and young firms are likely to be constrained on the leasing market but use leasing to …-economic characteristics of the entrepreneur matter. Older and higher qualified entrepreneurs have easier access to leasing than those who are …
Persistent link: https://www.econbiz.de/10010319296
leasing and factoring have also a high relevance. This paper puts a spotlight on the importance of leasing as integral part of … and logic of SME leasing and provides latest available market information. Furthermore, the paper explains in the form of … three case studies how SME leasing can be supported via credit enhancement techniques. These examples, taken from recent EIF …
Persistent link: https://www.econbiz.de/10011811023
Using internal data of a leasing company in Germany, we examine the determinants of the probability and use of leasing … by small firms. We find that small and young firms are likely to be constrained on the leasing market but use leasing to …-economic characteristics of the entrepreneur matter. Older and higher qualified entrepreneurs have easier access to leasing than those who are …
Persistent link: https://www.econbiz.de/10009554230
We investigate the role of leasing in the lending boom in Central and South Eastern Europe (CEE and SEE). We contribute … by (1) providing a full picture of the financing situation in Eastern Europe, where leasing plays a more important role … leasing. We find that leasing and credit positively contributed to economic growth. However, leasing and credit are …
Persistent link: https://www.econbiz.de/10013134772
This paper analyzes the impact of the so-called “asset risk” on optimal management of operating lease. We propose a tool to debunk some common mistakes in determining the value at which the leased asset can be retained by the lessee by paying a predetermined amount at contract maturity
Persistent link: https://www.econbiz.de/10013082418
2007-2019, this paper sheds light on China’s financial leasing industry. We find that banks use their affiliated leasing … monetary policy. Although this regulatory arbitrage may cause systemic risk at the macro level, bank-affiliated leasing firms … exhibit much tighter risk control than other non-bank-affiliated leasing firms at the micro level, indicating that banks use …
Persistent link: https://www.econbiz.de/10013249340
Banks are engaging in leasing activities at an increasing rate, which is demonstrated by aggregated data for both … European and U.S. banking companies. However, little is known about leasing activities at the bank level. The contribution of … this paper is the introduction of the nexus of leasing in banking. Beginning from an institutional basis, this paper …
Persistent link: https://www.econbiz.de/10013033917
leasing and factoring have also a high relevance. This paper puts a spotlight on the importance of leasing as integral part of … and logic of SME leasing and provides latest available market information. Furthermore, the paper explains in the form of … three case studies how SME leasing can be supported via credit enhancement techniques. These examples, taken from recent EIF …
Persistent link: https://www.econbiz.de/10011862387
We find that that the Current Expected Credit Loss (CECL) standard would slightly dampen fluctuations in bank lending over the economic cycle. In particular, if the CECL standard had always been in place, we estimate that lending would have grown more slowly leading up to the financial crisis...
Persistent link: https://www.econbiz.de/10012182062
Using internal data of a leasing company in Germany, we examine the determinants of the probability and use of leasing … by small firms. We find that small and young firms are likely to be constrained on the leasing market but use leasing to …-economic characteristics of the entrepreneur matter. Older and higher qualified entrepreneurs have easier access to leasing than those who are …
Persistent link: https://www.econbiz.de/10010986127