This paper investigates whether the range of activities conducted by banks influences their performance and risk. Using … results suggest that revenue diversification plays a role in determining bank performance. The relative effects appear … managers, regulators and supervisors for the consequences on banks’ performance and stability. …

of banks’ credit risk and capital on firms’ risk and performance. Our data set is a multilevel cross-section, which … regarding omitted variables. We find that banks with higher credit risk are associated with more risky firms, with lower … profitability and market value. In turn, we find that banks with higher risk-weighted capital ratios lend to riskier firms with less …

capital are analysed. Focus is on the importance of: (i) risk, particularly credit risk, (ii) the buffer as an insurance, (iii …) the competition effect, (iv) supervisory discipline, and (v) economic growth. A negative or non-significant risk effect is … found, which suggests that introducing a more risk-sensitive capital regulation (Basel II) is likely to affect Norwegian …

Accurate measurement of bank risk is a matter of considerable importance for bank regulation and supervision. Current … practices in most countries emphasize reliance on financial statement data for assessing banks’ risk. However, the possibility … of increased reliance on market-based risk indicators has been a topic for academic and regulatory debate for a long time …

Correlations are the main drivers for credit portfolio risk and constitute a Major element in pricing credit …

where they are headquartered (territorial LSIs). We compare the performance of territorial LSIs across regions at low and … high ooding risk and test for the \core lending channel" hypothesis, whereby lending to the real economy is a catalyst of …

We investigate the extent to which various structural risks exacerbate the materialization of cyclical risk. We use a … role in explaining the severity of cyclical and credit risk materialization during financial cycle contractions. Among …