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created as a collaboration between Santander Bank and the University of Cantabria. SANFI works to identify, develop, support …
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Deutsche Bundesbank -- Chapter 6: The Bank of France -- Chapter 7: The Bank of Italy - Banca d’ Italia -- Chapter 8: The … Central Bank of Spain - (Banco de España) -- Chapter 9: The Prudential Regulation Authority -- Chapter 10: China Banking … Insurance Regulatory Commission -- Chapter 11: The Reserve Bank of India -- Chapter 12: The Bank of “South” Korea -- Chapter 13 …
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In this current era of the fourth industrial revolution, both the negative and positive effects of financial inclusion raise the question of whether digital finance can be a solution for financial stability through attaining sustainable economic growth or not. Hence, considering the aftermath of...
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Traditional organizations are strongly encouraged by emerging digital customer behavior and digital competition to transform their businesses for the digital age. Incumbents are particularly exposed to the field of tension between maintaining and renewing their business model. Banking is one of...
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Lenders can exploit households' payment data to infer their creditworthiness. When households value privacy, they then face a tradeoff between protecting such privacy and credit conditions. We study how the introduction of an informationally more intrusive digital payment vehicle affects...
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the coronavirus disease (COVID-19) pandemic. A preliminary analysis of a large pool of MSEs served by a digital bank …
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