This paper evaluates the imposition of caps on microcredit lending rates through directed credit policies for … results indicating that the balance of the microcredit and SME loans portfolio granted by MFIs, relative to the company …

relationship between a cash-loan borrower's access to credit and their respective consumption response. In particular, we test … whether consumption among borrowers with a high level of addiction is more sensitive to a given change in credit. We use an … exogenous credit supply shock to cash-loan borrowers and show that expanding credit access is positively associated with …

This paper aims at analyzing the main aspects related to the pricing of credit in the traditional channel, and that of … microcredit. After a brief introduction of the concept of microcredit, we analyze the main differences between the two channels of … credit …

This paper investigates how gender disparities affect the time to repay group micro-finance loans using survival … micro-finance loan borrowers to repay. We use a large sample of bank microfinance group loans from August 2017 to August …

We suggest an explanation for the existence of “mission drift”, the tendency for Microfinance Institutions (MFIs) to …

of these enterprises is their difficulty in accessing finance from banks and other financial institutions. The Credit … is a credit guarantee program initiated by the Bangko Sentral ng Pilipinas that enables enterprises and cooperatives to …