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Fintech developments are shaking up mandates within the existing regulatory architecture. It is not uncommon for financial sector agencies to have multiple policy objectives. Most often the policy objectives for these agencies reflect prudential, conduct and financial stability policy...
Persistent link: https://www.econbiz.de/10012264149
in developing countries in the light of recent empirical evidence. Second, we explore the role of regulation to address … money networks and the crowding-in of formerly unbanked households. Regulation on consumer protection particularly is of …
Persistent link: https://www.econbiz.de/10013475263
Central Bank of Spain - (Banco de España) -- Chapter 9: The Prudential Regulation Authority -- Chapter 10: China Banking …: Indonesia Bank -- Chapter 14: Bank of Canada -- Chapter 15: The Australian Prudential Regulation Authority -- Chapter 16: The …Chapter 1: Banking Regulation and Fintech challenges -- Chapter 2: International Standard Setting Boards -- Chapter 3 …
Persistent link: https://www.econbiz.de/10014248077
The Nigerian Fintech's space is developing. Traditional financial institutions particularly the banking sector, are redefining their financial offerings by 'finnovating' and blurring the lines that the average Fintech start-ups had initially created through their disruptive technology. However,...
Persistent link: https://www.econbiz.de/10012870520
With transformative evolution involving crypto-assets, machine learning applications and data-driven finance models, complex regulatory and policy issues are emerging. Inadequate frameworks in FinTech markets create regulatory friction and regulatory fragmentation. These limitations continue to...
Persistent link: https://www.econbiz.de/10012642449
We examine how the development of the digital infrastructure known as the 'India Stack'-including an interoperable payments system, a universal digital ID, and other features-is delivering on the government's objective to expand the provision of financial services. While each individual...
Persistent link: https://www.econbiz.de/10012518740
Persistent link: https://www.econbiz.de/10014382439
Legal scholars are yet to pay quality attention to the intentionally restrictive competition policy regarding the recent wave of digital innovations, referred to as "fintech".This paper examines the rebirth of Financial Technology ("fintech") in recent times. Associating the current frenzy over...
Persistent link: https://www.econbiz.de/10013242242
This research paper focuses on the impact of financial technology (fintech) on the financial services and banking sector, with a particular emphasis on its application within the Islamic finance industry. The paper begins by discussing the definition of fintech and its importance in transforming...
Persistent link: https://www.econbiz.de/10014256899
challenges it creates in terms of supervision, regulation, and risk management. Thomas Walker is Professor of Finance and …
Persistent link: https://www.econbiz.de/10013555452