Islamic banking industries have more than 38 million customers globally and in Malaysia, the 5 years Compounded Annual Growth Rate (CAGR) is 20% or 2.1 times faster than conventional. The growth in Islamic banking in Malaysia has contributed successfully; that makes the country become a...

Planning is one from the most important elements in Islam. In addition, good wealth management is well encouraged in Islam and it cannot be achieved without proper planning and action. Therefore, retirement planning as a degree for future wealth protection, should being a part of top priority in...

The collapse of world currencies had created most of investors and public did not want to keep currency as their reserves. They plan to possess other financial instruments such as commodities and precious metals as a substitute for currencies; and one of it is gold. Gold had been identified as a...

"Islamic Social Finance provides an introduction to the Waqf system, which has played a significant socio-economic role throughout the history of Islamic civilization. In a contemporary framework, Waqf creates new networks between micro-entrepreneurs, Small and Medium Sized Enterprises (SMEs),...

Technology had become an essential part of our daily routine, which we cannot live without. It becomes a useful communications tools where people communicate with each other's in many ways via digital technology. However, the developments in the digital software had caused to the new types of...

Gold had been used for a long time ago. It has been used as a medium of exchange, a store of value, as jewellery and also in sculpture. Meanwhile from the investment point of view, the potential of this precious metal as a hedging ability towards inflation had been recognized by other countries....

Debt plays an essential role in people’s everyday life. Household consumption theoretically stimulates the economic growth of a nation by generating revenue for the financial industry, employment and business outcomes. However, having much debt will lead to some adverse effects which include...

Purpose – Personal bankruptcy is on the rise in Malaysia. The Insolvency Department of Malaysia reported that personal bankruptcy has increased since 2007, and the total accumulated personal bankruptcy cases stood at 131,282 in 2014. This is indeed an alarming issue because the increasing...

Objective - Islamic Financial Institutions (IFIs) are founded upon principles of encouraging economic wellbeing for the betterment of society. Despite this, fresh measures are required to ascertain the sustainability of IFIs due to the deterioration recorded in annual rate growth levels that has...

Objective – The modern retail experience is about more than buying products. It's about the feeling the customer gets from being in your store, the way it makes them feel, and how it addresses the person they want to be. In today’s business arena customers are prime assets for an...