independent by the time the parents reach retirement age. …

can be a useful tool in approximating the life cycle model's predictions for how households wish to prepare for retirement … retirement income replacement rates, each of which find that Social Security benefits replace about 40 percent of a typical … retiree's pre-retirement earnings. Some interpret these figures as indicating that Social Security benefits are insufficiently …

Do saving incentives such as Individual Retirement Accounts stimulate new saving or merely reshuffle existing assets? …

determine retirement savings and tax payments. Flat income and tax-rate profiles facilitate the analysis of behavioral factors … effects of mandated Traditional (tax-deferred) or Roth (taxprepaid) retirement policies in a controlled laboratory setting … receive exogenous incomes during "working" periods, followed by no-income "retirement" periods. In each period, subjects …

There are adjustment factors for early and late claiming of retirement benefits in Social Security which depend on the …, under current interest and mortality rates, the early retirement factors for workers should be about 16 percent higher than … current factors; this change, reducing the early retirement penalty, would generally favor the poorer and minorities, who …

Working paper on thepolicy implicationsof pay-as-you-go retirement plansin regard totax and benefit timing. …

determine retirement savings and tax payments. Flat income and tax-rate profiles facilitate the analysis of behavioral factors … effects of mandated Traditional (tax-deferred) or Roth (taxprepaid) retirement policies in a controlled laboratory setting … receive exogenous incomes during "working" periods, followed by no-income "retirement" periods. In each period, subjects …

A major debate exists on whether expanding tax-favored savings accounts such as Individual Retirement Accounts (IRAs …) will increase national savings. Much of the empirical debate on this question has centered on whether IRA contributions … their IRA contributions from existing savings or from saving that would have been done anyway. While the assets based test …