This collection of articles contributes to knowledge of the German insurance industry after its liberalization by analyzing changes in the structure and choice of distribution channels in private insurance markets in the first and second article. In a third article the development of market...

This paper offers an explanation for variations in the effectiveness of trade unions to obtain legislative and policy concessions in peak-level tripartite negotiations in post-communist East Central Europe. I examine the usefulness of some standard interpretations for such variations, namely...

When making an important decision, program managers must evaluate the risk of each alternative and weigh the trade-offs between one type of risk and another. Program managers are familiar with the concepts of risk analysis and assessment in such areas as human factors, security, and accident...