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Dealing with the Bad Loans of the Chinese Banks
Bonin, John P.; Huang, Yiping - 2001
Chinese banks suffer from serious financial fragility manifested by high proportions of non-performing loans and low capital-adequacy ratios. A key policy introduced recently by the Chinese government to reduce financial risks is the establishment of four asset management companies (AMCs) for...
Persistent link: https://www.econbiz.de/10009477144
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Joint Liability Lending and the Rise and Fall of China's Township and Village Enterprises
Park, Albert; Shen, Minggao - 2001
Using data from a recent survey of bank and enterprise managers and government officials in southern China, we present …
Persistent link: https://www.econbiz.de/10009477032
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Determinants of default ratios in the segment of loans to households in Spain
Blanco Escolar, Roberto; Gimeno Nogués, Ricardo - 2012
In this paper we present the estimation results of a dynamic panel data model that explains the dynamic behaviour of default ratios in Spain for loans extended to the household sector. We estimate the models for two alternative definitions of default and for two different loan categories. The...
Persistent link: https://www.econbiz.de/10012530243
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Recent developments in financing and bank lending to the non-financial private sector: first half of 2021
Alves, Pana; Galán Camacho, Jorge E.; Fernández …
Artículo de revista ; Financing conditions for households and firms remained accommodating in the first half of 2021. Improved macroeconomic expectations from the second quarter of the year have allowed credit standards to cease tightening, at the same time as demand for loans has picked up,...
Persistent link: https://www.econbiz.de/10012620178
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Recent developments in financing and bank lending to the non-financial private sector. 3rd quarter of 2021
Alves Álvarez, Pana Alejandro; Cebrián Carrasco, José; …
Artículo de revista ; In recent months, financing conditions for non-financial corporations and households have remained very favourable, while demand for credit has lost momentum. In this setting, the flow of new financing raised by these two institutional sectors and their outstanding debt...
Persistent link: https://www.econbiz.de/10012801493
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An estimation of the default probabilities of Spanish non-financial corporations and their application to evaluate public policies
Blanco Escolar, Roberto; Fernández, Elena; …
Este documento modeliza la probabilidad de impago a un año de las sociedades no financieras españolas utilizando información del período 1996-2019. Mientras que, en general, la literatura previa considera que una empresa está en situación de impago si solicita concurso de acreedores, aquí...
Persistent link: https://www.econbiz.de/10014340704
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Shadow seniority? Lending relationships and borrowers’ selective default
González, Francisco; Gutiérrez, José E.; Serena …
Este documento estudia cómo afectan las relaciones bancarias a los incentivos de pago de las empresas, empleando datos granulares a nivel de préstamos en España. Se encuentra un resultado novedoso: las empresas priorizan el pago a sus prestamistas principales para preservar sus relaciones...
Persistent link: https://www.econbiz.de/10014573636
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Stuck in the Adoption Funnel: The Effect of Delays in the AdoptionProcess on Ultimate Adoption
Lambrecht, Anja - London Business School; Seim, Katja- Wharton School, … - 2007
customers who sign up for the bank's online banking serviceuse it substantially. We use exogenous variation in delays in …
Persistent link: https://www.econbiz.de/10009435131
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Rebuilding the Iron Cage: Post-Failure Organizing in Newspapers and Investment Banks
Burg, Ryan S - 2011
reclaim a sense of purpose lost in banking. These observations hold whether survivors find employment in incumbent firms …
Persistent link: https://www.econbiz.de/10009438634
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Economic models of information technology in retail banking
Prasad, Baba - 2003
banking industry. Employing a game-theoretic analysis, the first paper explains the economic reasoning behind the trend in …. The second paper studies pricing decisions for online banking given the existence of network externalities. Most … literature has examined the effect of network externalities on pricing decisions for durable goods. In the case of online banking …
Persistent link: https://www.econbiz.de/10009438801