Artículo de revista ; This article describes the different consumer credit crowdfunding platform models that are currently operating in Spain and analyses their development and their main characteristics by drawing on granular data publicly available from two of the platforms operating in...

The purpose of this study was to analyzethe effect of consumer loans at commercial Banks in North Sumatera in the period for 15 years from 1995-2009. The independent variables used in this study is the interest Rate, Per Capita Income, and labor.The method used in the analysis of the influence...