The Internal Market and Consumer Protection Committee of the European Parliament wished to continue its considerations of the draft Consumer Credit Directive by looking into specific elements of the Council common position and hence on 10 October 2007, hosted a workshop. This document provides a...

Examining committee:Michael Hibbard, chair

Artículo de revista ; The Survey of Financial Competences shows that men are better at answering financial literacy questions than women. This article documents the magnitude of the gender gap in this area, reviews the hypotheses that, according to the academic literature, might explain the...

Incluye referencias bibliográficas ; Este trabajo tiene un doble objetivo. En primer lugar, se presenta un análisis actualizado de las diferencias entre los países de la zona del euro en las distribuciones de varias medidas de deuda condicionadas a las características de los hogares. Se...

La evidencia internacional ha documentado brechas de género en conocimientos financieros en múltiples países y grupos demográficos. Aunque la mayoría de los estudios analizan por qué las mujeres saben menos, estas brechas también podrían reflejar un comportamiento diferencial por género...

More than 3,000 electric utilities in the United States provide electricity to sustain the Nation`s economic growth and promote the well-being of its inhabitants. At the end of 1996, the net generating capability of the electric power industry stood at more than 776,000 megawatts. Sales to...

A computer model was developed at Oak Ridge National Laboratory to analyze the electricity production, costs, and prices for two geographical regions for a single year. Bulk-power trading is allowed between the two regions and market clearing prices are determined based on marginal costs. The...

Transparent pricing is a prerequisite for an efficient, competitive market and responsible consumer behavior. If the card industry were required to price its products in a straightforward manner, and it were less costly for consumers to switch cards, deceptive practices would be harder to...

Much of the focus in the literature relating to the legal issues associated with intelligent software agents focuses on issues associated with the valid conclusion of contracts involving the use of such agents. While contractual validity is of fundamental importance, suppliers and consumers in...

Artículo de revista ; The pandemic has speeded up the digital transformation of Spanish society. Cloud computing, data analytics and remote interactions have become even more essential, forming the basis for a new industrial and commercial reality in which large technology companies (BigTechs)...