incremental role that social capital plays in both individual lending decisions and outcomes. I find that lenders are more likely …

In the U.S., households participate in two very different types of credit markets. Personal lending is characterized by … categories of borrowers and mortgage supply is stepwise linear. The contrast between continuous lending for personal loans and … discrete lending by specialized lenders for mortgage credit has led to concerns regarding the efficiency and equity of mortgage …

Artículo de revista ; The results of the Bank Lending Survey reflect, in general, a slightly less expansionary …, while in the euro area standards tightened for both lending to enterprises and consumer credit and other lending to … households. By contrast, terms and conditions for new lending eased somewhat in the consumer credit segment, both in Spain and …

institutions. In contrast, new lending to individuals has fallen, largely as a consequence of the deterioration in the … sector moratoria). However, non-performing loans have increased since the start of the pandemic, both in the case of lending …, held steady since March, as the expansion in lending (the denominator of the ratio) has offset the increase in the volume …

lending to this sector declined significantly. The strong negative impact of the COVID-19 pandemic on economic activity did … continued to decline on a year-on-year basis. Growth in the volume of public guarantees for lending to business eased in the …

) this growth in new financing has not translated into an acceleration of total outstanding household and corporate debt. In … the sectors hardest hit by the pandemic, total outstanding bank lending to firms and sole proprietors grew moderately in … of the hefty liquidity needs in 2020, which were covered through increased debt. The significant adverse impact of the …

two institutional sectors and their outstanding debt have slowed down. Indeed, the volume of loans granted by deposit … debt, non-performing loans and Stage 2 loans since the start of the pandemic. The rise in the volume of credit since the …

state, on the whole. Specifically, I examine three aspects associated with globalization, trade openness, investment and IMF … the hegemon is especially likely to increase a state's respect for personal integrity rights. Conversely, IMF funding is … extent that the IMF chooses to place importance on human rights, future attention should be paid to the practices of …

económica, más allá del cumplimiento escrupuloso de los procedimientos asociados a la condicionalidad. ; In IMF lending to … reforms contained in an economic program. The IMF periodically revises the design and conditionality of economic programs. One …, is a proposal to measure the effectiveness of IMF programs in ... …