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The Impact of a Conditional Cash Transfer Program on Credit Behavior in Colombia

Pineros, Brittany - 2011

This paper investigates the impact of Familias en Acción, a conditional cash transfer program in Colombia, on participant credit behavior. The motivation of the research is derived from previous studies which indicate that conditional cash transfer programs have effects on households aside from...

Persistent link: https://www.econbiz.de/10009468745

La traslación de los tipos de interés de mercado a los tipos de interés bancarios

Mayordomo Gómez, Sergio; Roibás Millán, Irene

The pass-through of market interest rates to the financial conditions of households and firms represents an essential element in the monetary policy transmission mechanism. In this document, we analyze how this transmission is developing in the current hiking cycle in the euro area and in Spain,...

Persistent link: https://www.econbiz.de/10014377351

The pass-through of market interest rates to bank interest rates

Mayordomo, Sergio; Roibás Millán, Irene

The pass-through of market interest rates to the financial conditions of households and firms is an essential element in the monetary policy transmission mechanism. In this paper, we analyse how this transmission is playing out in the current hiking cycle in the euro area and in Spain, as...

Persistent link: https://www.econbiz.de/10014377366

Un análisis de la evolución de la actividad bancaria en España tras el establecimiento del gravamen temporal a las entidades de crédito y establecimientos financieros de crédito in...

Estrada García, Angel; Pérez Montes, Carlos

associated with loans and deposits of households and non-financial corporations, or fee and commission income. Breaking down net …

Persistent link: https://www.econbiz.de/10014516895

The role of loans and the ICAS BE in the Eurosystem’s collateral framework in 2023

Gavilá, Sergio; Morales López, María Dolores

Rationale The share of non-marketable assets (mainly bank loans) pledged as collateral in the Eurosystem’s monetary …-marketable assets are loans to firms rated using the Banco de España’s in-house rating system, called ICAS BE. •There is ample scope to … increase the volume of pledged loans with an ICAS BE rating, especially in the case of loans to SMEs. •Spanish firms’ ICAS BE …

Persistent link: https://www.econbiz.de/10014569531

The Status of the Basel III Capital Adequacy Accord

Eubanks, Walter W. - 2010

The new Basel Capital Adequacy Accord (Basel III) is an agreement among countries' central banks and bank supervisory authorities on the amount of capital banks must hold as a cushion against losses and insolvency. Basel III is of concern to Congress mainly because it could put U.S. financial...

Persistent link: https://www.econbiz.de/10009474996

The recent slowdown of bank lending in Spain : are supply-side factors relevant?

Hernando Castellet, Ignacio; Villanueva López, Ernesto - 2012

overall doubtful loans ratio after 2008 – in turn, a determinant of anticipated changes in capital. And, secondly, that the … deterioration of banks’ capital position has had a negative, although of a limited magnitude, effect on the supply of loans to non …

Persistent link: https://www.econbiz.de/10012530235

The effect of national discretions on banks

Argimón Maza, Isabel; Ruiz, Jenifer - 2010

The EU’s transposition of Basel II into European law has been done through the Capital Requirements Directive (CRD). Although the Directive establishes, in general, uniform rules to set capital requirements across European countries, there are some areas where the Directive allows some...

Persistent link: https://www.econbiz.de/10012530311

Consenting to Form Contracts

Barnett, Randy E. - 2002

In this essay, I will identify one theoretical source of the common antipathy towards form contracts and why it is … misguided. I contend that the hostility towards form contracts stems in important part from an implicit adoption of a promise … contracts can be seen as entirely legitimate-though some form terms may properly be subject to judicial scrutiny that would be …

Persistent link: https://www.econbiz.de/10009466420

Low-Level Waste Vitrification Plant Project contracting strategy decision analysis report

Felise, P.; Phillips, J.D. - 2008

Ten basic contracting strategies were developed after a review of past strategies that had been used at the Hanford Site, other US Department of Energy (DOE) sites, other US government agencies, and in the private sector. As applicable to the Low-Level Waste Vitrification Plant (LLWVP) Project,...

Persistent link: https://www.econbiz.de/10009435447