households’ income, savings, borrowing and financial wealth evolved in 2018. The improvement in the labour market and the more … dynamic wage performance continued to boost household income and this, together with the increase in asset (especially housing …) values, and against a backdrop of very low interest rates, sustained household expenditure. The saving rate rose slightly in …

household income, consumption and saving, both at the aggregate level and for the main economies in the area. Drawing on the … institutional sector accounts, with information to Q2, there was a contained decline in household income, despite the worsening … consumption during the lockdown meant that saving rebounded in an extraordinary fashion. The outbreak of the second wave and …

consumption over the coming quarters. Takeaways •To end-2022, households had barely used the excess savings accumulated during the … large share of the excess savings accumulated during the health crisis is concentrated among higher-income households, to … such an extent that households in the bottom income quintile barely increased their savings in this period. …

among individual households and to calculate the life-cycle cost of appliances taking into account those differences. Using … new standards. In some cases, sufficient data exist to distinguish among demographic subgroups (for example, low income or … elderly households) who are impacted differently from the general population. Rank order correlations between the sampled …

ownershipand use model based on household income, climate and demographicparameters. The second combines ownership forecasts and … consumption of thisproduct, but also its disproportionate impact on peak load. This paperaddresses the special role of this end … use as a driver of residentialelectricity consumption in rapidly developing economies. Recent historyhas shown that air …

household income. Based on our analysis, we conclude that the demand for home appliances is price inelastic. …

and employment. The previous paper described an economy in which households choose whether to enter the labor and product … from market noise stemming from consumer churn. In this paper we introduce a bond market as a mechanism for household … savings. We simulate an economy of continuous overlapping generations in which each household grows older in the course of the …

This paper investigates how critical-peak pricing (CPP)affects households with different usage and income levels, with … historical usage and income levels. Findings show thathigh-use customers respond significantly more in kW reduction than dolow …-usecustomers results that challenge the strategy of targeting only high-usecustomers for CPP tariffs. Across income levels, average load …

overall analysis of the income, assets, debt and spending of Spanish households in the context of the COVID-19 pandemic. The …Artículo de revista ; This article presents the main results of the Survey of Household Finances 2020, which reflect … the financial position of Spanish households at end-2020. These results are of particular interest, since they allow for …

By how much do employed households reduce their consumption when the aggregate unemployment rate rises? In Spain during … of their expectations on future income growth rates: the shadow of unemployment. Using consumption panel data that … the Great Recession a 1 percentage point increase in the unemployment rate was related to a strong drop in household …