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1983, the uninsured rate has risen dramatically among Hispanics. Using 25 years of SIPP data, we find that differences in … extra uninsured Hispanics, remains unexplained by differences in any observable characteristic. While observable differences … coverage. I find that employees demand a plan with lower expected out-of-pocket costs, but that the variance of a plan's out …
Persistent link: https://www.econbiz.de/10009476816
economic and demographic factors had little net effect. The number of people uninsured could increase by 1.9–6.3 million in the ….Conclusions. Initiatives aimed at reducing the number of uninsured must confront the growing pressure on coverage rates generated by rising …
Persistent link: https://www.econbiz.de/10009432033
Die Einbeziehung der privaten Krankenversicherung (PKV) in den Risikostrukturausgleich (RSA) der gesetzlichen … Krankenversicherung (GKV) wird häufig diskutiert. In der vorliegenden Studie wird anhand einer quantitativen Analyse unter Verwendung der …
Persistent link: https://www.econbiz.de/10009447492
Die effektiv zu zahlende Prämie bestimmt sich in der Privaten Krankenversicherung als Summe aus Tarifbeiträgen … Selbsttragung in der Krankenversicherung die finanziellen Folgen der Änderung eines realen Beitragsrückerstattungssystems untersucht …
Persistent link: https://www.econbiz.de/10009447499
I examine the problem of writing guaranteed renewable health insurance in the presence of medical spending growth. Prior research suggests that the growth and difficulty in forecasting future medical costs is an impediment to multiperiod health insurance, where contract reserves are used to...
Persistent link: https://www.econbiz.de/10009438765
potentially feasible given current market demand across income quintiles, and sustainability of microinsurance offerings depends …
Persistent link: https://www.econbiz.de/10009438963
government to institute regulations for states, insurance carriers,businesses and the uninsured as way to increase coverage and … such as market share, new products, price, competitive effect on the market andreduction in the uninsured, HPCs did …
Persistent link: https://www.econbiz.de/10009447411
beneficiaries for the different features of Part D plans. Previous analyses of demand for Part D plans examined the early years of … is the use of the most recently available public data, from 2009, to estimate separate demand systems for beneficiaries …
Persistent link: https://www.econbiz.de/10009477493
Employers throughout West Michigan continue to feel the crushing impact of rising healthcare costs. Nationally, year-over-year increases in health insurance premium costs have exceeded the overall inflation rate since 2000 by about a four-to-one margin. Figure 1-1 highlights the magnitude of...
Persistent link: https://www.econbiz.de/10009460644
Die Nachfrage nach Nahrungsmitteln unterliegt in Deutschland seit Jahrzehnten einem anhal-tenden Veränderungsprozess …-tieren Engelkurven zeigen, dass dieser Zusammenhang häufig nicht linear ist. Das Quadratic Almost Ideal Demand System (QUAIDS) nach Banks …
Persistent link: https://www.econbiz.de/10009428967