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Die effektiv zu zahlende Prämie bestimmt sich in der Privaten Krankenversicherung als Summe aus Tarifbeiträgen, (optimalen) Selbsttragungen und Beitragsrückerstattungen. Letztere dienen der sekundären Prämiendifferenzierung. Ändert nun ein Versicherer sein Rückerstattungssystem, so hat...
Persistent link: https://www.econbiz.de/10009447499
Eine der Funktionsbedingungen für Kassenwettbewerb ist, dass Risikoselektion unterbundenwird. Denn Gegenstand des Kassenwettbewerbs sollen nicht bestimmte Merkmale vonVersicherten sein (z.B. der Gesundheitszustand), vielmehr sollen die Anreize zur Verbesserungder Qualität und Effizienz der...
Persistent link: https://www.econbiz.de/10009466408
, to charge men and women the same price for life insurance would constitute a subsidy running from women (who would pay … to buy something, the idea that there is a subsidy implicit in unisex insurance rates is mistaken. For the consumer, the …
Persistent link: https://www.econbiz.de/10009432041
Persistent link: https://www.econbiz.de/10009446151
Biogas recovery systems that use methane from manure to generate electricity have not been widely adopted in U.S. mainly because the costs of constructing and maintaining these systems have exceeded the value of the benefits provided. Climate change mitigation and renewable energy policies could...
Persistent link: https://www.econbiz.de/10009446332
In this thesis, we develop a SKU level market basket model and apply the model to investigate cross-category reference price effects. This research extends previous work on the category-level multivariate logit model (Russell and Petersen 2000). Our model is a generalization of the multivariate...
Persistent link: https://www.econbiz.de/10009466061
This paper investigates the relationship between intergenerational asset transfers and the choice of the discount rate for use in cost-benefit analysis in a model of a competitive overlapping generations economy constrained by a socially managed exhaustible resource. Provided that there are no...
Persistent link: https://www.econbiz.de/10009435644
This paper investigates the relationship between intergenerational asset transfers and the choice of the discount rate for use in cost-benefit analysis in a model of a competitive overlapping generations economy constrained by a socially managed exhaustible resource. Provided that there are no...
Persistent link: https://www.econbiz.de/10009436596
Men and women sit at desks and tables in an office interior. Most work at typewriters. A woman at the left operates a duplicating machine, possibly a mimeograph machine. A woman in the background talks on the telephone. A boy in the right background wears a uniform including a cap that reads:...
Persistent link: https://www.econbiz.de/10009459340
Children who are too large for harness restraints but too small to obtain good restraint from a vehicle seatbelt alone … children to sit more comfortably without slouching. NHTSA recommends that children who do not use harness restraints use … children fit on rear seat cushions. Data from NASS-GES were analyzed to determine the age distribution of rear-seat occupants …
Persistent link: https://www.econbiz.de/10009476739