This paper shows that local banking market conditions affect mortality rates in the United States. Exploiting the … mortality rates. This effect is driven by a decrease in the mortality rate of black residents, implying a decrease in the black …-white mortality gap. We further analyze the role of mortgage markets as a transmitter between banking deregulation and mortality and …

unionization's effects on COVID-19 mortality. It combines data from the NVSS with the CPS into a unique dataset. It finds that a 10 … percentage-point increase in unionization is associated with a reduction in mortality from 26 per 100,000 workers to 24 per 100 … of 10 percent, the COVID-19 mortality rate for working people would have fallen from 26 to 19 per 100,000. …