deterioration of loan performance in the aftermath of flood episodes, however. Firms in flooded counties are more likely to default …

minimum level of flood insurance penetration, and the resulting increment in total premiums required to achieve this objective … investigates the extra premiums needed to close the flood protection gap by requiring all EU countries to reach a minimum level of … insurance protection. Third, the paper proposes a stylised approach to quantify economic losses associated with uninsured flood …

Combining a rich database on natural hazards, granular flood risk maps and detailed information on firm geolocalisation … damages significantly and persistently worsen firm performance, and may endanger their survival. An average flood deteriorates …

flood risk exposure of all Danish houses. Flood risks are substantial: between 0.9 and 1.2 per cent of Danish houses are at … risk of flooding today, and nearly twice as many houses will be exposed to flood risk by 2071. Houses that are exposed to … flood risk today are sold at a price discount of around 6 per cent. For your average house, that corresponds to a discount …

Some regional banks are highly exposed to flood risk. Yet, there is little evidence that banks manage these exposures …. The lack of flood risk management in these banks could worsen the adverse local economic impact of a flood. Therefore …, banks should incorporate flood risk in their risk management. …

We look for a forecasting model for private investments in Finland. As explanatory variables, we use different proxies …