household assets and liabilities, income, and indicators of consumption and credit constraints. …This report summarises the stylized facts from the fourth wave of the Eurosystem Household Finance and Consumption … Survey, which provides household-level data collected in a harmonised way in all 19 euro area countries, as well as in the …

This report summarises the methodologies used in the fourth wave of the Eurosystem Household Finance and Consumption … Survey, which provides household-level data collected in a harmonised way in all 19 euro area countries, as well as in the … Czech Republic, Croatia and Hungary. The total sample size is composed of more than 83,000 households. Although the survey …

We study whether the level of household indebtedness is related to the interest rate elasticity of private consumption … even as the household sector's debt-to-income ratio has almost doubled in the past 20 years. Estimates based on the … household-level Finnish Wealth Survey suggest that the share of liquidity-constrained households has declined over the same time …

Household Spending to construct a representative cross-section of households who vary in their income, debt portfolios and mix … of consumption expenditures. We simulate a series of individual and aggregate shocks to household income and consumption … partially replace lost income for unemployed, previously middle-income households - which drives a rise in borrowing …

We analyze the relationship of the distribution of future GDP growth and accumulation of household debt in Finnish … macroeconomic data from 1980 to 2019. We find clear evidence that exuberant accumulation of household debt is related to the … damped. Thus, there is a link between rapid household debt growth and increase in probabilities of more severe downturns. We …

We propose a new Bayesian VAR model for forecasting household loan stocks in Finland. The model is designed to work as … forecast models currently in use at the Bank of Finland and improves our understanding of household debt trends in Finland. …