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Decomposition of retail loan growth
Cesnak, Martin - 2023
Persistent link: https://www.econbiz.de/10014231782
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BigTech credit and monetary policy transmission : micro-level evidence from China
Huang, Yiping; Li, Xiang; Qiu, Han; Yu, Changhua - 2023
This paper studies monetary policy transmission through BigTech and traditional banks. By comparing business loans made by a BigTech bank with those made by traditional banks, it finds that BigTech credit amplifies monetary policy transmission mainly through the extensive margin. Specifically,...
Persistent link: https://www.econbiz.de/10014248716
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Applying behavioural insight to encourage consumer switching of financial products
Marandola, Ginevra; Proestakis, Antonios; Lourenço, … - Europäische Kommission / Generaldirektion Wettbewerb - 2020
Persistent link: https://www.econbiz.de/10012322282
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Modelling Canadian mortgage debt and payments in a semi-structural model
Bounajm, Fares; McWhirter, Austin - 2024 - Last updated: January 8, 2024
Persistent link: https://www.econbiz.de/10014464158
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When banks' shadow fades and shadow banking rises : securitization and loan performance in China
Gong, Di; Wu, Jin; Zhu, Jigao - 2023
This study examines the relationship between securitization and loan performance using proprietary loan-level data from a Chinese bank. Securitized loans exhibit lower ex-post default rates and prepayment chances compared to the loans retained on the bank's balance sheet, suggesting no adverse...
Persistent link: https://www.econbiz.de/10014342279
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Monetary policy has been tightened further
Jensen, Teis Hald - 2023
Persistent link: https://www.econbiz.de/10014450133
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The economics of debt relief during a pandemic : lessons from the experience in Ireland
Gaffney, Edward; McCann, Fergal; Stroebel, Johannes - 2022
the benefits of mortgage contracts that allow households to opt into payment moratoria or reduced payment levels in …
Persistent link: https://www.econbiz.de/10013172479
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Housing and credit misalignments in a two-market disequilibrium framework
Karmelavičius, Jaunius; Mikaliūnaitė-Jouvanceau, Ieva; … - 2022
Persistent link: https://www.econbiz.de/10013179200
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The quantitative relationship between energy efficiency improvements and lower probability of default of associated loans and increased value of the underlying assets : final repor...
Europäische Kommission / Generaldirektion Energie / … - 2022
Persistent link: https://www.econbiz.de/10013198232
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The demand for long-term mortgage contracts and the role of collateral
Liu, Lu - 2023
Long-term fixed-rate mortgage contracts protect households against interest rate risk, yet most countries have … fixation length tracks the life-cycle decline of credit risk in the mortgage market: the loan-to-value (LTV) ratio decreases … using shorter-term contracts. To quantify demand for long-term contracts, I develop a life-cycle model of optimal mortgage …
Persistent link: https://www.econbiz.de/10014309040