Kärkkäinen, Samu; Silvo, Aino - 2023
even as the household sector's debt-to-income ratio has almost doubled in the past 20 years. Estimates based on the … household-level Finnish Wealth Survey suggest that the share of liquidity-constrained households has declined over the same time … debt of the household sector has grown significantly. Our results are consistent with the key role played by heterogeneity …