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across socio-economic groups? ii) What is the incidence of mortgage debt across households and how does this vary across … socio-economic groups? What is the impact of mortgage debt on access to homeownership and wealth accumulation, and on debt …
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We provide a micro-empirical link between the large literature on credit and house prices and the burgeoning literature on macroprudential policy. Using loan-level data on Irish mortgages originated between 2003 and 2010, we construct a measure of credit availability which varies at the borrower...
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government backing of the mortgage market. Nonetheless, the dominance of the crown corporation CMHC in the mortgage insurance … market concentrates a significant amount of risk in public finances. Improving competitive conditions in the mortgage …
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of changes in mortgage market regulation and control. It sets out the factors determining the demand for and supply of … subset of countries with mature mortgage markets that are known to face relevant issues and for which data are more readily …
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resolution of the mortgage arrears crisis in Ireland. Using a large and close to exhaustive panel data set of Irish mortgages … legacy effects of the crisis in explaining recent entry to arrears, the role of mortgage modification in the reduction in … Irish mortgage market. …
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