government backing of the mortgage market. Nonetheless, the dominance of the crown corporation CMHC in the mortgage insurance … market concentrates a significant amount of risk in public finances. Improving competitive conditions in the mortgage …

across socio-economic groups? ii) What is the incidence of mortgage debt across households and how does this vary across … socio-economic groups? What is the impact of mortgage debt on access to homeownership and wealth accumulation, and on debt …