Savings and investments by individuals are important both for personal financial well-being and for economic growth …

Long-term savings and investments (LTSI) by individuals enhances their financial security while also supporting growth …

In the wake of the 2008-09 financial crisis, a number of European OECD countries introduced credit mediation schemes …, as a new, often temporary mechanism to help ease access to finance by SMEs. This report investigates the nature of credit … mediation and credit review schemes implemented in selected countries (i.e. Belgium, France, Germany, Ireland and Spain) in the …

Having access to credit is essential for households to address the volatility of their personal finances over time and … reduce these disparities. Some of the key policy priorities are to improve transparency by strengthening the credit registry … and allocating the development banking credit more effectively. Enhancing financial literacy could help avoid excessive …