Auto lenders were perhaps the biggest winners of the 2005 Bankruptcy Reform. Cars depreciate quickly, so borrowers … to the market value of the car through a "cramdown" in Chapter 13 bankruptcy. The Reform prohibited cramdowns during the … eliminating cramdowns affected only one of the two types of consumer bankruptcy: Chapter 13. They exploit persistent historical …

employees, we analyze plant-level employment patterns before bankruptcy, plant closure without bankruptcy, and mass layoff … bankruptcy. Our analysis of worker flows underlines that bankruptcies seem to struggle for survival while closures follow a … largest for closures without bankruptcy. …

restructuring models for companies who have business issues. The pre-bankruptcy agreement is available in cases when the debtor is …. However, it is necessary that the pre-bankruptcy procedure is finished within a short deadline. The bankruptcy procedure is … Croatia is initiated in cases where large enterprises are faced with bankruptcy or pre-bankruptcy reasons. During this …