Showing 1 - 10 of 18,715
Chinese banks likely have more non-performing loans (NPLs) than officially reported. As hidden NPLs earn no interest income, loan quality problems may erode the gross interest income of banks. Using stochastic frontier analysis, we estimate the interest income of a hypothetical...
Persistent link: https://www.econbiz.de/10012167271
The lingering pandemic and associated lockdown measures have undoubtedly an impact on banks’ balance sheets. It is expected that the ratio of banks’ non-performing loans (NPLs) will raise significantly once Member States fully unwind the support measures introduced to contain the impact of...
Persistent link: https://www.econbiz.de/10012795428
Benford's law states that the leading significant digits in real-world data sets, provided the data span several orders of magnitude, are not normally uniformly distributed. Deviations from this law may indicate human intervention, even fraud. The data on Chinese banks' non-performing loans has...
Persistent link: https://www.econbiz.de/10012161109
Using a novel dataset I examine to what extent the introduction of national Asset Management Companies (AMCs) impacts the effects of bank-specific and macroeconomic determinants of the NPLs ratio for European countries. This study provides evidence on how national AMCs help to alleviate the...
Persistent link: https://www.econbiz.de/10012242901
We study the relationship between finance and growth using a sample of 275 Chinese cities during 2009-2018. We exclude a large amount of bank loans to local governments through the local government financing vehicles (LGFVs). This allows us to construct a new and better financial development...
Persistent link: https://www.econbiz.de/10013337564
This study explores the impact of relationship banking on the financial constraints and loan conditions of small and … medium-sized enterprises (SMEs) in China. Our research contributes to the literature in several ways. First, we examine both … the financial costs and loan benefits associated with SME relationship banking, extending the scope of existing literature …
Persistent link: https://www.econbiz.de/10014491201
There is mixed support for the hypothesis that the banking sector is a channel for economic growth. While most studies … impact of Islamic banking on economic growth. …
Persistent link: https://www.econbiz.de/10011332914
Nepal, (ii) bankers' effort s significantly explain the banking sector's productivity, (iii) the proportion of non …-performing loans has considerably declined, and (iv) banking services have become costly, although the bank spread has moderately … regulating the financial system and micro-managing the banking institutions. …
Persistent link: https://www.econbiz.de/10010400673
We provide evidence that a weak banking sector has contributed to low productivity growth following the European …
Persistent link: https://www.econbiz.de/10011975387
This paper presents the pilot top-down climate stress test of the Hungarian banking system over the 2020-2050 horizon …
Persistent link: https://www.econbiz.de/10013489715