decline over the retirement period. -- retirement ; living standard ; replacement rate ; pensions ; saving ; satisfaction … rate vis-à-vis income in the pre-retirement period. We subject indications regarding satisfaction with current income as …How much retirement income is needed in order to maintain oneś living standard at old age? As it is difficult to find a …

Planning for retirement and subsequent execution of the plan are difficult, but essential for financial security in old … applied to study welfare and savings implications of automatic enrolment into private pensions. The default option effect on …

by culture and social norms by examining their saving and bequest behavior. To summarize our main findings, we find that … Japan's household saving rate showed great volatility, was often low and even negative, and was high only during the 25-year … trends over time in, Japan's household saving rate via various socioeconomic and policy variables. This seems to suggest that …

; retirement saving ; cross-country survey studies … during retirement. However, there is no consensus on the answer to the underlying question about what this standard should be …, despite the fact that it is crucial for the design of saving incentives and pension systems. We address this question with a …

This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch … analysis models to identify the mechanisms that underlie perceived financial preparedness for retirement. Findings revealed … psychological and retirement planning constructs, but also in the robustness of the path models. These findings suggest that policy …

Many nations incentivize retirement saving by letting workers defer taxes on pension contributions, imposing them when …) contributions rather than payouts - alters saving, investment, consumption, and Social Security claiming patterns. We find that … taxing pension contributions instead of withdrawals leads to delayed retirement, somewhat lower lifetime tax payments, and …

We present a theory of the relation between health and retirement that generates testable predictions regarding the … interaction of health, wealth and financial incentives in retirement decisions. The theory predicts (i) that wealthier individuals … problems make older workers more responsive to financial incentives encouraging retirement (reinforcement proposition). We test …

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … public pension payments. This reform did not change the level of pensions, but only provided information to individuals about … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide …

decreases with pension contributions and increases with taxes; (ii) the introduction of fertility-dependent pensions may …

deductions for early retirement. This paper examines the evolution of the profitability of pension contributions against the …