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To explore the determinants of peer-to-peer (P2P) lending expansion, this study examines factors that impact P2P lending using a sample of 62 economies over the period 2015-2017. We investigate the effects of financial development and financial literacy on the expansion of P2P lending. The level...
Persistent link: https://www.econbiz.de/10012181873
effect of Fintech on the level of financial literacy of small business' managers in Cameroon. To this end, information was … knowledge of their existence, the frequency of use of Fintech tools is better able to contribute to improving financial literacy …
Persistent link: https://www.econbiz.de/10014465622
We report the results of a longitudinal intervention with students across five universities in China designed to reduce online consumer debt. Our research design allocates individuals to either a financial literacy treatment, a self-control training program, or a zero-touch control group....
Persistent link: https://www.econbiz.de/10012181488
(FinTech) is expected to promote financial inclusion, and encourage better financial literacy, many challenges remain. This … the connections between FinTech, financial behavior, and financial knowledge and attitude, is then presented, to reflect … to promote FinTech, financial inclusion, and financial literacy in Thailand: (1) development of interoperable …
Persistent link: https://www.econbiz.de/10012182716
The financial technology (fintech) sector is revolutionizing traditional financial practices, yet little information …
Persistent link: https://www.econbiz.de/10012156392
fintech adoption. We further examine Google Scholar to identify gaps in the research in specific regions. Finally, we use more … specific information from one type of fintech-crowdfunding-to show that financial literacy indeed facilitates fintech and to …
Persistent link: https://www.econbiz.de/10012219718
of financial products including financial technology (fintech). However, no study has examined the effects of the … financial literacy of family business owners on fintech use and business outcomes in developing Asia, where family businesses … financial literacy has strong and positive effects on fintech use in family businesses and various business outcomes, including …
Persistent link: https://www.econbiz.de/10014515853
The aim of this paper is to discuss P2P lending, a subcategory of crowdfunding, from a (financial stability) risk perspective. The discussion focuses on a number of dimensions such as the role of soft information, herding, platform default risk, liquidity risk, and the institutionalization of...
Persistent link: https://www.econbiz.de/10011458773
consumer indebtedness. Technological innovation would also help Costa Rica: granting FinTech start-ups direct and full access …
Persistent link: https://www.econbiz.de/10012304425
About two billion people in the world do not own a financial account and there are many more who use financial services only occasionally. In the past, initiatives which address these problems of financial exclusion focused on the supply side of financial markets, in particular by increasing the...
Persistent link: https://www.econbiz.de/10012313788