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Many reforms have taken place in Indonesia following the Asian financial crisis of 1997 - 1998. The government has embarked upon institutional transformation, making the country one of the region's most vibrant democracies. In social, economic, and political areas, Indonesia has seen much...
Persistent link: https://www.econbiz.de/10011289307
Finance for micro, small, and medium-sized enterprises (MSMEs) has been a concern for all stakeholders including entrepreneurs, financial institutions, and government organizations. The key objective of the study was to identify various challenges faced by MSMEs in sourcing of finance during...
Persistent link: https://www.econbiz.de/10011522010
With maturity in the microfinance market in South Asia, it is observed that some microfinance members' needs grow … beyond the boundaries of traditional microfinance group loans. In addition, there are other small enterprises whose needs are … not met by microfinance institutions or commercial banks. It is important to address the financing needs of these firms …
Persistent link: https://www.econbiz.de/10011522083
Having access to credit is essential for households to address the volatility of their personal finances over time and for firms to fund their investments. Accessing financial services at affordable cost on the other hand, is crucial to ensure financial security of all economic units. Despite...
Persistent link: https://www.econbiz.de/10012304425
Many microenterprises in developing countries have high returns to capital, but also face risky revenue streams. In principle, equity offers several advantages over debt when financing investments of this nature, but the use of equity in practice has been largely limited to investments in much...
Persistent link: https://www.econbiz.de/10012008321
Ceilings on lending rates remain a widely used policy tool that is intended to lower the overall cost of credit or protect consumers from exorbitant rates. Interest rate caps come in many forms and scopes and, according to their rationale, ceilings can affect a small segment or the overall...
Persistent link: https://www.econbiz.de/10011843874
India and some important measures taken to address them, with a focus on the credit rating scheme implemented in 2000. It …
Persistent link: https://www.econbiz.de/10011992093
enterprises and the constraints to SME financing remain the main topic of policy discussion today. Against this background, the … success of microfinance around the world, a large number of commercial banks have made a profitable business out of this … sector. This paper explores various business models by commercial banks in microfinance and provides policy implications for …
Persistent link: https://www.econbiz.de/10011522031
though they relax financing constraints. We relate this insight to the limited success of group-based microfinance in … loans ; social ties ; altruism ; peer-to-peer lending ; small business ; entrepreneurial finance ; microfinance ; missing …
Persistent link: https://www.econbiz.de/10009737925
Persistent link: https://www.econbiz.de/10011715629