margin. This study contributes valuable insights into the efficacy of public credit support programs during crises …

We investigate whether government credit guarantee schemes, extensively used at the onset of the Covid-19 pandemic, led … to substitution of non-guaranteed with guaranteed credit rather than fully adding to the supply of lending. We study this … issue using a unique euro-area credit register data, matched with supervisory bank data, and establish two main findings …

question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

Current empirical methods to identify and assess the impact of bank credit supply shocks rely strictly on multi … economy and most prone to credit supply shocks. We propose and underpin an alternative demand control (using industry …-location-size-time fixed effects) that allows identifying timevarying cross-sectional bank credit supply shocks using both single- and multi …

effect of the reforms on overall credit supply, while at the same time documenting a substantial decline in borrower- and …

have despite this received scant attention in the credit-line literature. In this paper, I study the liquidity …

screen out high credit risk and potentially increase access to credit for small business owners in Peru. We use … entrepreneurs who were offered a loan based on the traditional credit-scoring method versus the EFL tool. We find that the … entrepreneurs - i.e., those with a credit history. For unbanked entrepreneurs - i.e., those without a credit history - using the EFL …