We investigate how the presence of physical bank branches moderates financial technology diffusion. Our identification …

particular) are more educated than non-adopters, and they are also more likely to already hold a bank account. Positive self …

FinTech in the Philippines has been gaining more attention in recent years, especially during the onset of the COVID-19 … more bank and nonbank financial service providers have entered the digital space, providing more diversified financial … Philippines remains lagging behind compared to ASEAN neighbors. In addition, FinTech has faced concerns pertaining to the …

estimate a structural two-sided model of a payment choice. We exploit a unique dataset consisting of the Bank of Canada …

We document the effects of the COVID-19 pandemic on digital finance and fintech adoption and usage. Drawing on mobile …” companies and newer fintech providers during this crisis period. Finally, we show that businesses that are amalgamated with …

Paycheck Protection Program (PPP). We find that FinTech is disproportionately used in ZIP codes with fewer bank branches, lower … system. Does it succeed? We study the response of FinTech to financial services demand created by the introduction of the …. FinTech's role in PPP provision is also greater in counties where the economic effects of the COVID-19 pandemic were more …