consistent with adverse selection during the pandemic, while we do find advantageous selection. Moreover, life insurance … policyholders were more likely to get vaccinated, thus taking ex-post preventive action reducing their pandemic risk. Such positive …

shock on the use and availability of consumer credit. First, we find that in counties severely affected by the pandemic … increase their outstanding balances. Second, while both local pandemic severity and non-pharmaceutical interventions (NPIs …) have a significantly negative effect on credit use, the pandemic itself is the main driver. Third, we report a drastic …

progression of purchasing trends of French households during the coronavirus outbreak. Our results are threefold: First, we …

data from a pre-COVID period (2018) and during the COVID-19 pandemic (December 2020). Our results show that households … COVID-19 pandemic, households were more likely to use district heating and manufactured space heaters than cooking stoves …

We study how furlough affects household financial distress during the COVID-19 pandemic. Furlough increases the …

experience channel. Information about the pandemic and its effects played an important role during the rst wave of the pandemic …

the early phase of the pandemic. We use a monthly consumption survey specifically designed by the German Statistical …

expenditure responses to the spread of the COVID-19 pandemic are significantly heterogeneous across generations. We find that the …

linked to the global COVID-19 pandemic and the Russian invasion of Ukraine. We use data between 2020Q1 and 2023Q2 from the …