We analyze in this whitepaper a way of addressing both targeting and financing in a direct payment (or “stimulus check”) program to provide households with additional liquidity during the economic downturn associated with the COVID-19 virus: by allowing voluntary loans to individuals in...

There is much public concern over the poor math performances of U.S. students compared to other developed countries. In this paper, we consider the role of instruction style in student performance on the math literacy portion of the OECD's PISA exam, specifically looking at the...