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Recent developments in artificial intelligence (AI) may involve significant potential threats to personal data privacy, national security, and social and economic stability. AI-based solutions are often promoted as "intelligent" or "smart" because they are autonomous in optimizing various...
Persistent link: https://www.econbiz.de/10012601116
collaboration of banks and insurance companies through the bancassurance model, as the distribution channel of insurance products … effective implementation of bancassurance provides benefits to banks, insurance companies, and to their customers. Although … successful implementation. The purpose of this paper is to show the current trend of banks entering the insurance market in …
Persistent link: https://www.econbiz.de/10011985106
(including banks and brokers) can greatly benefit from the utilization of digital trading applications and corresponding tools … outperform banks without mobile apps in the Russian financial sector. The efficiency of brokers is compared to banks in Russia …. The results of these institutions' activities are related to the number of profitable banks, which declines as a sign of …
Persistent link: https://www.econbiz.de/10014329453
indicate that not only small banks, but instate and more particularly one bank holding company banks devote more of their … assets to small business and farm loans. Banks owned by out-of-state holding companies do not. Low to moderately branched … banks are also active in these markets. In this respect the smaller, more simply structured bank may possess a relative …
Persistent link: https://www.econbiz.de/10011310375
Basel III regulation intent is to increase the resiliency of banks through effective risk management practices that can … United States economy. The viral spread of operational losses through global markets by interconnected multinational banks … practices posed by the Basel III regulation for BHCs, which may reduce the spread of significant losses in the banks. Through …
Persistent link: https://www.econbiz.de/10012611639
In this study, we explore the emerging derisking phenomenon by identifying and analysing the main factors that are affected by, and the implications of, the derisking process by focusing on the key drivers and implications of derisking specific to Malta. To do this, we carried out 32 interviews...
Persistent link: https://www.econbiz.de/10012611419
This paper empirically evidences the role played by board characteristics (skills, diversity, structure, independence) in supporting risk management disclosure and shaping the financial performance of European companies operating in the financial services sector. We exploit data selected from...
Persistent link: https://www.econbiz.de/10012611636
In China, SMEs are facing financing difficulties, and commercial banks and financial institutions are the main … control credit risk in the future and offers important references for banks to make credit decisions. …
Persistent link: https://www.econbiz.de/10013200864
This paper presents research results on the BIH firms' financial reporting quality, utilizing empirical relation between accounting conservatism, generated in created critical accounting policy choices, and management abilities in estimates and prediction power of domicile private sector...
Persistent link: https://www.econbiz.de/10011551376
The estimation of future sea level rise (SLR) is a major concern for cities near coastlines and river systems. Despite this, current modelling underestimates the future risks of SLR to property. Direct risks posed to property include inundation, loss of physical property and associated economic...
Persistent link: https://www.econbiz.de/10011996595