This paper empirically explores the impact of bank size, holding company affiliation and the degree of branching on small business and farm lending through a conceptual analysis encompassing private information asymmetries inherent in these bank dependent borrowers. The study expands the...

The lack of collateral prevents small-scale farm producers and processors from accessing commercial credit. This negatively affects farm productivity and product quality, limits the export potential of products, and prevents further development of the food supply chain. This paper reviews the...

Formal credit plays an important role for the development of the agriculture sector in developing countries because many farmers are characterized as liquidity constrained. Access to credit can increase farmers' purchasing power for inputs and agricultural technology, thus raising the overall...