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The present study employs the state of the art bias-corrected Malmquist Productivity Index method to examine the … sources of efficiency and productivity of the foreign and domestic banks operating in the Malaysian banking sector. The … attributed to technological progress. The empirical findings suggest that both the domestic and foreign banks have exhibited …
Persistent link: https://www.econbiz.de/10011559122
Den Landesbanken fehlt ein sinnvolles und tragfähiges Geschäftsmodell. Die internationale Finanzkrise hat dies in aller Schärfe deutlich gemacht. Bereits vor der Abschaffung der umfassenden staatlichen Haftungsbedingungen im Jahr 2005 galten einzelne Kreditinstitute aus der Gruppe der...
Persistent link: https://www.econbiz.de/10011602011
We study the effect of board governance in state-owned and private banks by undertaking a study of commercial banks in … with the performance of state-owned banks. The effect of CEO duality is negative in state-owned banks where incidence of … of directors and CEO tenure especially in state-owned banks. …
Persistent link: https://www.econbiz.de/10011996082
Appropriate counselling interviews, fair credit conditions and the bank’s support in the case of delinquency constitute … creative leeway has been left for instalment loans. We sketch the results of a credit test encompassing a broad range of banks … insurances among the tested banks thus delivering some proof of irresponsible lending. As a way out we discuss a return to …
Persistent link: https://www.econbiz.de/10012434934
banks) in the U.S. corporate loan market. For identification, we exploit a supervisory credit register of syndicated loans … Basel III. We find that less-capitalized banks reduce loan retention, particularly among loans with higher capital …
Persistent link: https://www.econbiz.de/10012500723
the profitability of banks in Pakistan. The study uses the data of 26 domestic banks over the latest and large period of … government transition of banks having politically connected directors sitting on their board. Our findings further report an …
Persistent link: https://www.econbiz.de/10013200240
There is a growing body of evidence that interest rate spreads in Africa are higher for big banks compared to small … banks. One concern is that big banks might be using their market power to charge higher lending rates as they become larger … is influenced by exploitation of market power or economies of scale. Using a panel of 162 African banks for 2001-2011, we …
Persistent link: https://www.econbiz.de/10012602801
RBC rules and related rules on bank liquidity. We find that nine of the 27 rules include RIAs. Five of the RIAs claim the …
Persistent link: https://www.econbiz.de/10012611582
Basel III, regulating the solvency of banks, is to be fully implemented by 2027 while Solvency III directed at insurers … the solvency of banks and insurers in the same way? The first question is motivated by an earlier finding that Basel I and … II risked inducing more rather than less risk-taking by banks, which also holds for Solvency I and II w.r.t. insurers …
Persistent link: https://www.econbiz.de/10012611815
Theoretical foundations in banks' response to capital settlement suggest that the systems proposed by Basel are not …, such as Capital requirements (equity ratio; Tier 1 ratio; Total Equity/Net Loans; Total Equity/Deposits); for liquidity … needs (liquidity/deposits; liquidity/total assets; liquidity/deposits and loans, and net loans/total assets); for leverage …
Persistent link: https://www.econbiz.de/10013366726