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Fast ein Viertel der Privathaushalte in Deutschland mit Konsumentenkreditverpflichtungen
Knies, Gundi; Spieß, C. Katharina - In: DIW Wochenbericht 70 (2003) 17, pp. 277-281
Der Anteil der Haushalte mit Konsumentenkreditverpflichtungen ist von 1997 bis 2001 gestiegen. Im gesamten Bundesgebiet hatte im Jahre 2001 fast jeder vierte Haushalt Konsumentenkredite abzuzahlen; vier Jahre zuvor war es nicht einmal jeder fünfte Haushalt. Das zeigen Analysen auf Basis des vom...
Persistent link: https://www.econbiz.de/10011601432
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Überschuldung ist ein Problem fehlender Netzwerke
Fricke, Christa; Österreich, Detlev; Schulze, Eva; … - In: DIW Wochenbericht 74 (2007) 7, pp. 95-100
Sieht man diejenigen Haushalte, deren frei verfügbares Einkommen unterhalb der Pfändungsfreigrenze liegt, als überschuldet an, sind - nach den Daten des Sozio-oekonomischen Panels (SOEP) - in Deutschland etwa 7 % der Haushalte überschuldet. Etwa gleich viele Haushalte fühlten sich im Jahr...
Persistent link: https://www.econbiz.de/10011601707
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Internetnutzung in Deutschland: nach Boom nun langsamerer Anstieg erwartet
Köllinger, Philipp - In: DIW Wochenbericht 70 (2003) 30, pp. 477-483
bedeutet, dass aktuell etwa 47 % der gesamten Bevölkerung in Deutschland online sind. Das Internet hat sich auch in den … Unternehmen fest etabliert. Im April 2002 nutzten bereits 62 % der Firmen in Deutschland das Internet, mit weiterhin steigender … steigen. Das Internet ist inzwischen zu einem bedeutenden ökonomischen Faktor geworden. Durch das Internet sind neue Märkte …
Persistent link: https://www.econbiz.de/10011601451
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Influencia de las motivaciones en la desisión de compra y en la lealtad hacia Internet
Ruiz Mafé, Carla; Sanz Blas, Silvia - In: Investigaciones Europeas de Dirección y Economía de … 12 (2006) 3, pp. 195-215
The growing importance of Internet as a complementary alternative to traditional retail outlets make it necessary to … suggest that convenience is the main reason for using Internet as a shopping channel and that the different utilitarian … traditional channels in exchange for the benefits of Internet shopping. …
Persistent link: https://www.econbiz.de/10010280370
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Effects of balance transfer offers on consumer short-term finance: Evidence from credit card data
Yuan, Yan; Sueyoshi, Toshiyuki - In: Journal of Economic Structures 6 (2017) 6, pp. 1-11
This research investigates efficiency differences between two important financial approaches that credit card companies use to attract customers. Since the cash-back offer has been already investigated by previous studies, this study focuses upon the balance transfer offer and then compares them...
Persistent link: https://www.econbiz.de/10011991471
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Comparing digital finance in the UK, US, India and Nigeria
Ozili, Peterson K. - In: Financial Internet Quarterly 16 (2020) 4, pp. 1-11
This paper examines digital finance usage in the UK, US, India and Nigeria. Using data from the global financial development indicators, the findings reveal that the UK and US have higher digital finance usage than India and Nigeria. The US has higher credit card usage compared to the UK while...
Persistent link: https://www.econbiz.de/10013466253
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Permanent income hypothesis in emerging markets: Some Brazilian evidence
Lucinda, Cláudio Ribeiro; Favaro, Juliana de Freitas … - In: EconomiA 19 (2018) 3, pp. 395-403
This paper uses a dataset from one of the largest credit card issuers in Brazil to investigate the extent of credit constraints for one of the world's largest emerging market economies. In order to deal with the endogeneity problem from an observational dataset, an identification strategy based...
Persistent link: https://www.econbiz.de/10013466649
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Systemic acquired critique of credit card deception exposure through machine learning
Dantas, Rui Miguel; Firdaus, Raheela; Jaleel, Farrokh; … - In: Journal of Open Innovation: Technology, Market, and … 8 (2022) 4, pp. 1-20
A wide range of recent studies are focusing on current issues of financial fraud, especially concerning cybercrimes. The reason behind this is even with improved security, a great amount of money loss occurs every year due to credit card fraud. In recent days, ATM fraud has decreased, while...
Persistent link: https://www.econbiz.de/10014329692
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How are school dropouts related to household characteristics? Analysis of survey data from Bangladesh
Farah, Nusrat; Upadhyay, Mukti P. - In: Cogent Economics & Finance 5 (2017) 1, pp. 1-18
Human capital accumulation is one of the key drivers of economic growth especially in developing countries that are trying to catch up in per capita income with the developed world. A high dropout rate of children from school can significantly impede growth. This paper presents evidence on...
Persistent link: https://www.econbiz.de/10011988719
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Famers' access to credit: Does collateral matter or cash flow matter? Evidence from Sindh, Pakistan
Chandio, Abbas Ali; Jiang, Yuansheng; Wei, Feng; … - In: Cogent Economics & Finance 5 (2017) 1, pp. 1-13
Credit is highly demanded in different parts of the world, mainly for capital requirement to improve land, purchase of main agricultural inputs including fertilizers, seeds, pesticides, and purchase of farm machinery. The purpose of this study was to examine the farmers' access to credit: does...
Persistent link: https://www.econbiz.de/10011988789