Showing 1 - 10 of 1,533
Over last two decades, emerging and developing nations have desperately endeavored for efficient banking sectors. In this study, we argue that bank efficiency generates incentives that can impact banks' capital holdings and the cost of financial intermediation. Analyzing a panel dataset of 1190...
Persistent link: https://www.econbiz.de/10011996065
This research aims to investigate the influence of bank capital, risk-based capital and bank capital buffers on the … behaviour of bank risk-taking by applying GMM on the data of US commercial banks ranges from 2002 to 2018. The findings show … that bank capital has a positive influence on total risk. However, risk-based capital and capital buffer have a negative …
Persistent link: https://www.econbiz.de/10014558394
related to risk and regulatory arbitrage by nonregulated and regulated but less affected banks. …
Persistent link: https://www.econbiz.de/10012211192
evidence that rapid credit growth as a measure of excessive risk taking in lending serves as a precursor to worsening loan … portfolio quality. We observe, based on a unique data set, that banks in the region increasingly employ advanced risk management …
Persistent link: https://www.econbiz.de/10010458091
The article relates to the attractiveness of FX housing loans for households which led to over increase in EU countries. Results of comparative analysis conducted for Poland, Austria, Romania and Hungary indicates that actions taken by the supervisory bodies dedicated to demand indicators...
Persistent link: https://www.econbiz.de/10012011822
The lack of portfolio granularity in terms of exposure has been shown to have important implications for the amount of a financial institution’s economic capital. Based on a numerical simulation model, we provide concrete examples of how granularity affects capital levels. We achieve this by...
Persistent link: https://www.econbiz.de/10012217923
exposes banks to stricter market discipline, then decreases the risk-taking behaviors of bank management compared with non …
Persistent link: https://www.econbiz.de/10014001425
The article deals with the liquidity risk in the banks in the context of the financial crisis. At first, the balance … sheet and market liquidity are defined and the main principles of the methods for measuring liquidity risk, which banks use …
Persistent link: https://www.econbiz.de/10010512899
This paper provides a brief explanation of the Japanese public credit guarantee system and analyzes what role it played during the global financial crisis. The author conducted a questionnaire survey of small and medium-sized enterprises (SMEs) in Aichi Prefecture, the prefecture most seriously...
Persistent link: https://www.econbiz.de/10011559101
This paper examines the determinants of European bank risk-taking during major financial crisis. Using a sample of … banks from 26 countries over the period 2005-2015, we examine the nature of the relationship between bank risk, bank … potential discrepancies in risk-taking behavior. We subdivide our sample into two sub-samples (East Europe and West Europe …
Persistent link: https://www.econbiz.de/10011988732