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Hohe Risikoaversion privater Haushalte bei Geldanlagen
Barasinska, Nataliya; Schäfer, Dorothea; Stephan, Andreas - In: DIW Wochenbericht 75 (2008) 45, pp. 704-710
Investitionsentscheidungen. Die Mehrzahl der Haushalte in Deutschland streut auch ihr Geldvermögen über mehrere Anlageformen. Ihr Anlageverhalten …
Persistent link: https://www.econbiz.de/10011601910
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On the Role of Urban-to-Rural Remittances in Rural Development
Stark, Oded - In: The Journal of Development Studies 16 (1980) 3, pp. 369-374
In this paper I present a new approach to rural-to-urban migration in developing countries. This approach sheds new light on the role of urban-to-rural remittances in bringing about technological change in the agricultural sector of these countries. At the core of the new approach is a utility...
Persistent link: https://www.econbiz.de/10012517796
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Was bringen Riester-Produkte dem Verbraucher~? Analyseergebnisse einer anbieterunabhängigen Testorganisation
Sternberger-Frey, Barbara - In: Vierteljahrshefte zur Wirtschaftsforschung 81 (2012) 2, pp. 115-132
Mit Einführung der Riester-Rente wollte der Gesetzgeber seinen Bürgern ermöglichen, die seinerzeitigen Kürzungen bei der gesetzlichen Rente wenigstens teilweise zu kompensieren - und damit einen wichtigen Beitrag zur Armutsvermeidung leisten. Doch die Praxis zeigt: Die Beteiligung an der...
Persistent link: https://www.econbiz.de/10010378020
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Impact of Cooperative Societies Savings Scheme in Rural Finance: Some Evidence from Nigeria
Oluyombo, Onafowokan O. - In: Economic Review: Journal of Economics and Business 11 (2013) 1, pp. 77-88
This paper examines the extent to which savings products offered by cooperative societies in some parts of Nigeria meet … analysis and quotation. The study found that the savings product helps to inculcate a good savings habit among the participants … as -part owners- of the program because of the compulsory savings that they participate in, and they do not want the …
Persistent link: https://www.econbiz.de/10011985077
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Financial technology and the future of banking
Broby, Daniel - In: Financial Innovation 7 (2021) 1, pp. 1-19
This paper presents an analytical framework that describes the business model of banks. It draws on the classical theory of banking and the literature on digital transformation. It provides an explanation for existing trends and, by extending the theory of the banking firm, it illustrates how...
Persistent link: https://www.econbiz.de/10012602928
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Angst vor Finanzinvestoren unbegründet
Schäfer, Dorothea; Fisher, Alexander - In: DIW Wochenbericht 75 (2008) 11, pp. 125-131
Inmitten der internationalen Finanzkrise hat die Bundesregierung im Herbst 2007 das Risikobegrenzungsgesetz verabschiedet. Nun wird der Bundestag über das Gesetz entscheiden. Die einheimischen Private-Equity-/Buy-Out-Anbieter, die bislang nicht unter die Bankenaufsicht fallen, gehören zu den...
Persistent link: https://www.econbiz.de/10011601791
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Investor Characteristics and their Impact on the Decision to use a Robo-advisor
Oehler, Andreas; Horn, Matthias; Wendt, Stefan - In: Journal of Financial Services Research 62 (2021) 1-2, pp. 91-125
We survey 231 undergraduate students to analyze how retail investors' characteristics influence their decision to use a robo-advisor. Characteristics such as the willingness to take risk, extraversion, and optimism are significant in univariate tests but the willingness to take risk and the...
Persistent link: https://www.econbiz.de/10014501830
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The impact of the COVID-19 pandemic on the personal finance: A comparative analysis of Poles and Slovaks
Waliszewski, Krzysztof - In: Financial Internet Quarterly 18 (2022) 3, pp. 80-87
The COVID-19 pandemic, due to its prevalence, has affected all spheres of socio-economic life, in particular household … change the amount of their expenses. Most of the surveyed people increased their savings during the pandemic. Poles more …
Persistent link: https://www.econbiz.de/10013466315
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Einkommens- und Vermögenssituation der Babyboomer
Coppola, Michela - In: Vierteljahrshefte zur Wirtschaftsforschung 80 (2011) 4, pp. 31-50
Grundlage der Studie "Sparen und Altersvorsorge in Deutschland" (SAVE) wird die heutige Einkommens- und Vermögenssituation der … experienced rather discontinuous employment histories, the household's incomes of the baby-boomers are comparable to those of …
Persistent link: https://www.econbiz.de/10010377992
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Individual Risk Attitudes and the Composition of Financial Portfolios: Evidence from German Household Portfolios
Barasinska, Nataliya; Schäfer, Dorothea; Stephan, Andreas - In: Quarterly Review of Economics and Finance 52 (2012) 1, pp. 1-14
to hold incomplete portfolios of financial assets. The analysis is based on household survey data from the German …
Persistent link: https://www.econbiz.de/10011487010