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Comparative analysis of the banking sector competitiveness in Serbia and Montenegro
Grubišić, Zoran; Kamenković, Sandra; Kaličanin, Tijana - In: Journal of Central Banking Theory and Practice 10 (2021) 1, pp. 75-91
Central banks often use certain concentration indices in their official reports to determine the degree of intensity of competition, of which the most common are the concentration ratio and the Herfindahl-Hirschman index. It is important to emphasize that when calculating the value of these...
Persistent link: https://www.econbiz.de/10014558445
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How Competitive and Stable is the Commercial Banking Industry in China after Bank Reforms?
Park, Kang H. - In: KDI Journal of Economic Policy 38 (2016) 1, pp. 53-70
This paper examines market concentration and its effect on competition in the Chinese commercial banking market. This study also investigates how changes in competition have affected the financial stability of Chinese commercial banks. To test the competitive conditions, we obtained the H...
Persistent link: https://www.econbiz.de/10012034971
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Intra-banking competition in Ecuador: New evidence using panel data approach
Solano, Javier; Camino Mogro, Segundo; Armijos-Bravo, Grace - In: Journal of Economics, Finance and Administrative Science 25 (2020) 50, pp. 295-319
liquidity, risk and other indicators are different from one group to another. Second, we show the robustness of the results …
Persistent link: https://www.econbiz.de/10013192182
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The relationship between bank concentration and interest rates
Kaličanin, Tijana; Grubišić, Zoran; Kamenković, Sandra - In: Journal of Central Banking Theory and Practice 12 (2023) 3, pp. 23-39
The aim of this paper was to analyse the relationship be-tween market concentration and market interest rate. Taking intothought the relationship between the level of concentration within amarket and the level of competition, it can be deduced that an incre-ment in concentration results in a...
Persistent link: https://www.econbiz.de/10014558417
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Finanzdienstleistungen für Arme: Zugang scheitert an fehlenden Ausweisen
Jentzsch, Nicola - In: DIW Wochenbericht 76 (2009) 12, pp. 178-186
Basisfinanzprodukten, wie Kleinstkonten, welche auf einer stärkeren Spreizung der risiko-orientierten Identifizierung basieren. Diese …
Persistent link: https://www.econbiz.de/10011601971
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Overlooked benefits of consumer credit growth: Impact on formal employment
Aşık, Güneş A. - In: IZA Journal of Labor Policy 7 (2018) 7, pp. 1-35
This paper investigates the role of consumer credit growth and expansion of consumer financial services on the reduction of informal employment in a developing country. I argue that financial services growth should lead to a decline in the share of informal employment given that consumers whose...
Persistent link: https://www.econbiz.de/10012290393
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The role of "digitalization" in German sustainability bank reporting
Diener, Florian; Špaček, Miroslav - In: International Journal of Financial Studies 8 (2020) 1, pp. 1-15
The financial services sector, particularly with respect to today's banking industry, is aiming to make a digital transition. Sustainable reporting is a holistic new reporting approach in banking and has only become partially mandatory for the sector. Thus, this paper makes a contribution to the...
Persistent link: https://www.econbiz.de/10013200263
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The Impact of Socio-Economic and Demographic Factors on the Use of Digital Access to Financial Services
Conrad, Alexander; Neuberger, Doris; Peters, Florian; … - In: Credit and Capital Markets – Kredit und Kapital 52 (2019) 3, pp. 295-321
risk of such a divide is comparatively high in rural, sparsely populated areas with a high average age of the population …
Persistent link: https://www.econbiz.de/10014523955
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Risk-sharing and the creation of systemic risk
Acharya, Viral V.; Iyer, Aaditya M.; Sundaram, Rangarajan K. - In: Journal of Risk and Financial Management 13 (2020) 8, pp. 1-18
We address the paradox that financial innovations aimed at risk-sharing appear to have made the world riskier … liquid assets. When risk-sharing is primitive, agents self-hedge and hold more liquid assets; this buffers aggregate risks …, resulting in few correlated failures compared to when there is greater risk sharing. We apply this insight to build a model of a …
Persistent link: https://www.econbiz.de/10012611389
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The use of a value at risk measure for the analysis of bank interest margins
Gemzik-Salwach, Agata - In: e-Finanse: Financial Internet Quarterly 8 (2012) 4, pp. 15-29
The article describes the use of a Value at Risk measure to analyze the effectiveness of a bank. Among various existing … interest margins by using the Value at Risk measure. The newly established measures were then subjected to empirical tests … of risk-adjusted bank interest margins were calculated, which provided a way to set the minimum levels that can be …
Persistent link: https://www.econbiz.de/10011551380